Our Verdict
Care offers a diverse range of health insurance products tailored for individuals and families. Their portfolio includes policies that provide coverage for chronic conditions starting from day 30, a maternity plan with a 9-month waiting period, and a Global Cover policy for international healthcare needs.
Care Supreme, their flagship product, stands out with features such as no room rent restrictions, 100% restoration of the sum insured, and a cumulative bonus of up to 5 times the base amount. The plans are competitively priced, and the user-friendly app enhances the customer experience by enabling easy tracking of wellness benefits and available discounts.
Pros
Trusted Brand
Covered over 7 crore lives, earning recognition as a reliable and innCare Health Insurance offers comprehensive plans like Care Supreme, featuring high cumulative bonuses, no sub-limits on room or treatment types, and early coverage for conditions like diabetes with an additional premium. While maternity plans are costly with long waiting periods, super top-ups and a DIY customer app enhance convenience and coverage.
innovative health insurance provider.
Customer-Centric Service
Settled 48 lakh claims, ensuring quick and reliable assistance during medical emergencies.
Comprehensive Coverage
Care Supreme offers no sub-limits on room type, treatment methods, or AYUSH treatments, ensuring flexibility and extensive coverage.
Pre-Existing Condition Inclusion
Covers conditions like BP, cholesterol, and diabetes after just 30 days with an additional premium, providing early protection.
Super Top-Up Options
Allows customers to extend their coverage up to ₹95 lakhs, ensuring financial security for major medical expenses.
Pros
Cons
Expensive Maternity Plans
Maternity-specific plans have high premiums and waiting periods of 9 to 24 months.
Pre-Existing Condition Coverage Costs
Coverage for conditions like diabetes and hypertension is available only at an additional premium. Annual health checkups, consumable coverage are to be bought additionally.
Limited Affordability for High Coverage
Premiums for flagship products like Care Supreme and super top-ups may be costly for budget-conscious buyers.
Cons
Company Stats
Industry Avg.
Care Health Insurance
Gross Direct Premium
Industry Avg.
Care Health Insurance
ICR%
Rating 6.3/10
About the Company
Care Health Insurance, previously known as Religare Health Insurance Company Limited, is a trusted health insurance provider offering plans to protect you and your family during medical emergencies. Founded in 2012, it has settled 48 lakh claims and covered over 7 crore lives since inception. Care ensures seamless access to advanced treatments, AYUSH therapies, and more.
Care Health Insurance delivers comprehensive health coverage tailored to diverse needs. Plans like Care Supreme provide high cumulative bonuses, no sub-limits on room or treatment types, and early coverage for conditions such as diabetes with an additional premium. Care Health Insurance prioritizes health and financial security, offering reliable support for every stage of life.
KYC Documents Required
Aadhar Card
Voter ID Card
PAN card
Passport
Claim Settlement
Cashless Claim
Reimbursement Claim
Renewal
Online Renewal
Offline Renewal
Key points to remember during Renewals
Customer Support
Talk to an OneAssure Insurance Expert for FREE.
Toll Free - 18001026655 or 18001024488,
E-mail - customerfirst@careinsurance.com