Care Plus Plan
Care Health Insurance
8.6/10
OneAssure Rating
8.6/10
OneAssure Rating
Highlighted Features
Room rent and ICU limit
The Care Plus plan has no sub-limits on room rent or ICU charges, allowing policyholders to choose any hospital room or ICU without financial restrictions, ensuring flexibility and comprehensive coverage during hospitalization.
Advanced treatment
The Care Plus plan covers advanced treatments, including robotic surgeries, oral chemotherapy, stem cell therapy (for approved conditions), and other modern medical procedures, ensuring access to cutting-edge healthcare technologies for effective treatment.
Brochure
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Our Verdict
Care Plus offers up to ₹25 lakh coverage with benefits like unlimited recharge, 200% No Claim Bonus, and e-consultations. Ideal for families and seniors, though add-ons and advanced treatment options may increase premiums.
About the Plan
Care Plus by Care Health Insurance offers extensive coverage with no upper age limit and sum insured options from ₹3 lakh to ₹25 lakh. It covers hospitalization, daycare treatments, organ donor expenses, domiciliary hospitalization, and advanced treatments like robotic surgeries. Benefits include annual health check-ups, unlimited sum insured recharge, and a No Claim Bonus of up to 200%. Additional features include AYUSH coverage, personal accident cover, e-consultations, and optional add-ons like maternity cover. Discounts are available for online purchases and family coverage.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent (Normal & ICU)
Normal: eligible to opt for a single A/C room or any low category room.
ICU: No limit, the plan will cover the entire costs without restrictions
Advanced Treatments
Provides coverage for advanced treatments like;
Deep brain stimulation
Oral chemotherapy
Uterine artery embolization
HIFU
Robotic surgeries And many more.
Co-payment
Mandatory copayment limit of 20% for individuals above the age of 61.
Waiting Periods
Specific illness waiting period for 2 years or 24 months
Pre-existing disease waiting period for 3 years
30 day waiting period
Cashless Healthcare Providers
24800 + network hospitals
Day Care Treatments
3 - 7 lacs sum insured for up to 24 hour hospitalization.
AYUSH Treatment
3 - 7 lacs sum insured for any non allopathic treatment covered by AYUSH.
Exclusions
Congenital external anomalies, genetic disorders (unless covered).
Medical expenses for conditions existing before policy inception are typically excluded for a specified waiting period.
Certain treatments and diseases are not covered during initial periods after the policy starts, such as the first 30 days for general illnesses and up to 48 months for specific conditions
Expenses related to infertility tests and treatments, including in vitro fertilization, are typically not covered.
Expenses for psychiatric treatments and mental health conditions are often excluded.
Exclusions
Enhanced Care Coverage - Access to a registered nurse anytime, providing medical advice and support whenever needed.
Wellness Support - Mental Health Services, access to therapy sessions, counseling, and mental health resources to help manage stress and emotional well-being.
Annual Health Checkup - Complimentary yearly health screenings and checkups to monitor overall well-being and prevent illnesses.
Dental & Vision Benefits - Cover routine dental exams, treatments, and vision care, ensuring comprehensive health protection.
Travel Assistance - Emergency medical support while traveling, including medical evacuation, if necessary.
Add-ons
Looking for a Specific Hospital ?
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About the Company
Care Health Insurance, previously known as Religare Health Insurance Company Limited, is a trusted health insurance provider offering plans to protect you and your family during medical emergencies. Founded in 2012, it has settled 48 lakh claims and covered over 7 crore lives since inception. Care ensures seamless access to advanced treatments, AYUSH therapies, and more.
Care Health Insurance delivers comprehensive health coverage tailored to diverse needs. Plans like Care Supreme provide high cumulative bonuses, no sub-limits on room or treatment types, and early coverage for conditions such as diabetes with an additional premium. Care Health Insurance prioritizes health and financial security, offering reliable support for every stage of life.
About the Company
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