Care Health Insurance

Care Senior Plan

Care Health Insurance

8.3/10

OneAssure Rating

90.5%
Claim Settlement Ratio
24,800
Network Hospitals

Highlighted Features

Advanced Treatments Coverage

Advanced Treatments Coverage

The plan includes cutting-edge medical procedures such as robotic surgeries, stereotactic radiosurgery, immunotherapy, and oral chemotherapy. This ensures access to modern healthcare technologies for better treatment outcomes.

Flexible Co-payment Option

Flexible Co-payment Option

Policyholders aged 61 and above can opt for a 20% co-payment per claim. This flexibility allows them to manage their premium costs while still receiving extensive coverage for medical expenses.

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Our Verdict

This plan is specifically designed for senior citizens. The insurance company will cover only 80% of the total bill, which can be waived by opting for an add-on. There are long waiting periods of up to 4 years for pre-existing diseases, and sub-limits on room rent also apply. Additionally, the yearly bonus reduces if a claim is made. This plan is usually a cost-effective option for those willing to compromise on features and bear a portion of the bill in case of a claim.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: Single Private AC Room (Max. up to 1% of SI per day)

  2. ICU: 2% sum insured per day.

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02

Advanced Treatments

  1.  Stereotactic radio surgeries 

  2. Uterine Artery Embolization and HIFU (High Intensity focused ultrasound)

  3.  Vaporization of the prostrate (Green laser treatment or holmium laser treatment)

  4. Balloon Sinuplasty 

  5.  Deep Brain Stimulation 

  6. Immunotherapy - Monoclonal Antibody to be given as injection

  7. Robotic Surgeries

  8. Oral Chemotherapy

  9. Intra Vitreal Injections

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03

Co-payment

  1. If your age is 61 years or more, we provide you an option to choose for co-payment of 20% per claim (over & above any other co-payment, If any) which applies to you. We pay the rest

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04

Waiting Periods

  1. Waiting period: 30 days for any illness except injury

  2. Waiting period for named ailments: 2 years of continuous coverage.

  3. Waiting period for pre-existing illness: 4 years of continuous coverage.

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05

Cashless Healthcare Providers

  1. 24,800 Healthcare providers offering cashless treatment across the country.

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06

Day Care Treatments

  1. Up to Sum Insured, 541 Procedures are covered.

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07

AYUSH Treatment

  1. Care Senior covers AYUSH treatments, including Ayurveda,Unani, Siddha, and Homeopathy, up to the sum insured.

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Exclusions

Add-ons

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Why OneAssure?

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We help you maximize your coverage over time for stronger protection.

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