Care Supreme Enhance Option 2
Care Health Insurance
8.6/10
OneAssure Rating
8.6/10
OneAssure Rating
Highlighted Features
Room rent and ICU Limits
Care Supreme Enhance Option 2 offers no room rent or ICU capping, allowing policyholders to choose a hospital room of any category without restrictions
Advanced treatment
Care Supreme Enhance Option 2 covers advanced treatments like robotic surgery, proton beam therapy, CyberKnife treatment, etc. It also includes targeted and immunotherapy for cancer and advanced prosthetics or implants, ensuring access to cutting-edge medical care.
Brochure
Policy Wording
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Our Verdict
Care Supreme Enhance Super Top-up offers ₹45-95 lakh coverage with no co-payment, unlimited restoration, and a 10% annual bonus. Ideal for high-income earners or those in metros, it suits individuals seeking extensive coverage. However, room rent limits apply without an add-on, and pre-existing diseases have a 3-year waiting period.
About the Plan
The Care Supreme Enhance Option 2 is a super top-up health insurance plan by Care Health Insurance, offering extensive coverage with sum insured options of ₹45 lakh to ₹95 lakh. It includes benefits like unlimited automatic recharge, 10% annual increase in sum insured up to 100%, and coverage for advanced technology treatments. The plan also covers in-patient care, pre and post-hospitalization expenses, day care treatments, domiciliary hospitalization, and organ donor expenses, ensuring comprehensive protection against high medical costs.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent (Normal & ICU)
Normal: Single private room
ICU: No Limit
Advanced Treatments
Robotic Surgery
Proton Beam Therapy
Cyber Knife Treatment
Stem Cell Therapy
Targeted and Immunotherapy
Artificial Organs & Implants
Co-payment
Only applicable for people above the age of 61.
Waiting Periods
Cashless Healthcare Providers
24800+ network hospitals across India.
Day Care Treatments
Covered under the policy
AYUSH Treatment
AYUSH treatment covered under this policy
Exclusions
Any pre-existing diseases during the waiting period as specified in the policy.
Expenses related to self-inflicted injuries, suicide, or attempted suicide.
Treatment for alcohol or drug abuse, substance misuse, or addiction.
Cosmetic or plastic surgery unless medically necessary due to an accident or illness.
Treatments related to infertility, sterility, or assisted reproductive technology.
Experimental, unproven, or investigational treatments and procedures.
Injuries or illnesses caused by participation in hazardous or adventure sports.
War, terrorism, nuclear radiation, or biological weapon-related treatments.
Dental treatments unless required due to an accident.
Non-allopathic treatments unless specifically covered by the policy.
OPD treatments, health tonics, vitamins, and dietary supplements unless prescribed.
Congenital diseases and external medical aids like hearing aids or spectacles unless covered.
Treatment received outside India unless the policy provides global coverage.
Hospitalization primarily for diagnostics, observation, or rehabilitation purposes.
Expenses incurred for weight management, obesity treatments, or bariatric surgery.
Exclusions
No Claim Bonus Super - Enhances your sum insured by 50% for each claim-free year, up to a maximum of 100%, providing additional coverage without extra premiums.
Unlimited Automatic Recharge - Restores the sum insured unlimited times in a policy year if exhausted, ensuring uninterrupted coverage for multiple claims.
Global Coverage - Covers medical treatment expenses incurred outside India, offering international protection for planned or emergency healthcare needs.
Air Ambulance Cover - Provides coverage for air ambulance services, facilitating swift medical transportation in critical situations.
OPD Care - Covers expenses for outpatient consultations, diagnostic tests, and prescribed medications, making healthcare more accessible beyond hospitalization.
Maternity & Newborn Cover - Offers financial support for maternity expenses, including delivery costs and newborn baby care, ensuring comprehensive maternal healthcare.
Add-ons
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About the Company
Care Health Insurance, previously known as Religare Health Insurance Company Limited, is a trusted health insurance provider offering plans to protect you and your family during medical emergencies. Founded in 2012, it has settled 48 lakh claims and covered over 7 crore lives since inception. Care ensures seamless access to advanced treatments, AYUSH therapies, and more.
Care Health Insurance delivers comprehensive health coverage tailored to diverse needs. Plans like Care Supreme provide high cumulative bonuses, no sub-limits on room or treatment types, and early coverage for conditions such as diabetes with an additional premium. Care Health Insurance prioritizes health and financial security, offering reliable support for every stage of life.