Care Health Insurance

Care Care Plan

Care Health Insurance

8.6/10

OneAssure Rating

90.5%
Claim Settlement Ratio
24,800
Network Hospitals

Highlighted Features

Normal Room Rent and ICU room rent Coverage

Normal Room Rent and ICU room rent Coverage

Stay comfortably in a standard hospital room as per policy limits and full or partial coverage for intensive care stays, ensuring top-notch medical attention.

Copayment

Copayment

Standard Health Plans might have no copayment- if chosen accordingly.

Brochure

Policy Wording

Our Verdict

A notable feature is the option to reduce the pre-existing disease waiting period from 3 years to 2 years with an add-on. However, for policyholders above 61, a 20% co-payment applies, and room rent is limited to a single private room. This plan is suitable for individuals seeking comprehensive coverage with flexibility for pre-existing conditions, but seniors should consider the co-payment clause.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: single A/C private room

  2. ICU: no limit, expenses incurred would be covered by the policy.

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02

Advanced Treatments

  1. Deep brain stimulation

  2. Oral chemotherapy

  3. Uterine artery embolisation

  4. HIFU

  5. Robotic surgeries

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03

Co-payment

  1. Only applicable for people above the age of 61.

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04

Waiting Periods

  1. Initial Waiting Period: A 30-day waiting period applies from the policy's inception, during which claims are not admissible, except for those arising from accidents. 

  2. Pre-existing Disease Waiting Period: For the Silver plan, pre-existing diseases are covered after 48 months of continuous coverage. For Gold and Platinum plans, this period is reduced to 24 months.
     

  3. Specific Disease/Procedure Waiting Period: For individuals above 45 years of age, certain listed illnesses and procedures are covered after a 24-month waiting period from the policy's inception.

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05

Cashless Healthcare Providers

  1. 24800+ network hospitals

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06

Day Care Treatments

  1. Covered under the policy

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07

AYUSH Treatment

  1. AYUSH treatment covered under this policy

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Exclusions

Add-ons

Looking for a Specific Hospital ?

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Why OneAssure?

Coverage That Grows with You

We help you maximize your coverage over time for stronger protection.

 

About the Company

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Frequently Asked Questions

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