Care Super Medicare
Care Health Insurance
Highlighted Features
Covers single private room. No limit on ICU.
This policy covers room rent, providing a single private room for normal hospitalization and no limit for ICU stays.
Access to Advanced Treatments
This policy provides coverage for advanced treatments, including coronary angiography, cancer radiotherapy, chemotherapy, and palliative care, ensuring access to critical medical support when needed most.
Brochure
Policy Wording
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Our Verdict
Care Super Mediclaim offers up to ₹2 crore coverage for critical illnesses with tailored variants. Ideal for individuals seeking specialized protection, it provides add-ons like air ambulance cover and reduced PED wait periods. However, co-payment and deductible options may apply.
About the Plan
The Care Super Mediclaim Plan by Care Health Insurance offers comprehensive coverage for critical illnesses, including cancer, heart ailments, and specific surgeries, through four tailored variants. It provides sum insured options ranging from ₹10 lakh to ₹2 crore, with flexible policy tenures of 1, 2, or 3 years. The plan covers in-patient care, day care treatments, pre and post-hospitalization expenses, chemotherapy, radiotherapy, and dialysis. Additional benefits include annual health check-ups, counseling services, and a no-claim bonus that doubles the sum insured after three claim-free years. With options for premium reduction and extensive family coverage, the plan ensures financial protection against costly medical treatments, offering peace of mind and quality healthcare access. The plan is available in four variants:
Critical Mediclaim: Covers 32 specified critical illnesses.
Cancer Mediclaim: Focuses on defined cancer-related treatments.
Heart Mediclaim: Addresses 16 heart-related ailments.
Operation Mediclaim: Covers defined surgical procedures.
About the Plan
Features of the Product
Room Rent (Normal & ICU)
Normal: Single private room
ICU: No Limit
Advanced Treatments
Palliative Chemotherapy
Coronary Angiography
Radiotherapy for Cancer
Cancer Chemotherapy
Palliative Radiotherapy
Co-payment
Up to Sum Insured With a co-payment of 10% per claim
Waiting Periods
Initial: 90 Days
Specific: 24 Months
Pre-Existing Diseases: 48 Months
Cashless Healthcare Providers
24,800+
Day Care Treatments
Up to Sum Insured
Covers specified treatments requiring less than 24 hours of hospitalization.
AYUSH Treatment
Up to 25% Sum Insured for Critical Mediclaim.
Cancer Mediclaim,Heart Mediclaim.
Not Available for Operation Mediclaim.
Exclusions
Illnesses or treatments within 30 days of policy start date.
Medical expenses for congenital diseases or IVF/infertility treatment.
Treatment related to pregnancy, childbirth, miscarriage, or abortion.
Hospitalization due to war, riots, strikes, or nuclear incidents.
Medical expenses from alcohol/drug abuse, self-inflicted injuries, or suicide attempts.
Exclusions
Deductible Option - Reduces the premium payable by applying a deductible on claims.
Co-Payment Option - Requires the insured to bear 20% of each claim amount.
Unlimited Automatic Recharge - Reinstates the sum insured unlimited times, if exhausted.
International Second Opinion - Allows for second medical opinions from international doctors.
Room Rent Modification - Removes limits on room rent and ICU charges during hospitalization.
Additional Sum Insured for Accidental Hospitalization - Provides an extra sum insured for accident-related hospitalizations.
Air Ambulance Cover - Covers air ambulance transportation costs in India.
Reduction in PED Wait Period - Reduces the waiting period for pre-existing diseases from 48 months to 24 months.
Add-ons
Variants
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Why OneAssure?
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About the Company
Care Health Insurance, previously known as Religare Health Insurance Company Limited, is a trusted health insurance provider offering plans to protect you and your family during medical emergencies. Founded in 2012, it has settled 48 lakh claims and covered over 7 crore lives since inception. Care ensures seamless access to advanced treatments, AYUSH therapies, and more.
Care Health Insurance delivers comprehensive health coverage tailored to diverse needs. Plans like Care Supreme provide high cumulative bonuses, no sub-limits on room or treatment types, and early coverage for conditions such as diabetes with an additional premium. Care Health Insurance prioritizes health and financial security, offering reliable support for every stage of life.