Care Health Insurance

Care Supreme Plan

Care Health Insurance

9.2/10

OneAssure Rating

90.5%
Claim Settlement Ratio
24,800
Network Hospitals

Highlighted Features

Room Rent & ICU Coverage

Room Rent & ICU Coverage

The plan allows all category rooms for normal hospitalization with no restrictions and offers unlimited ICU room rent coverage, ensuring comprehensive and flexible hospital stay benefits.

Advanced Treatment Benefits

Advanced Treatment Benefits

Provides unlimited automatic recharge for multiple hospitalizations, instant coverage for hypertension, diabetes, asthma, and hyperlipidemia after a 30-day waiting period, robotic surgery coverage, air ambulance up to ₹5 lakh, and in-patient care for enhanced medical support.

Policy Wording

Brochure

Our Verdict

The product has no restrictions on room rent, covers modern treatments, and offers unlimited restoration benefits along with a high cumulative bonus. The plan includes add-ons that reduce waiting periods from 3 years to 2 or 1 year. An annual health check-up is available as an add-on. It also offers an OPD benefit rider, allowing policyholders to avail benefits of up to ₹4,000 on visits to both general physicians and specialists.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal:  All category rooms are covered.

  2. ICU: No Limit on ICU Room Rent 

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02

Advanced Treatment

  1. Robotic surgeries

  2. Stereotactic radio surgeries 

  3. Oral chemotherapy

  4. Deep brain stimulation

  5. Monoclonal antibody immunotherapy.

  6. Hematopoietic stem cell therapy for bone marrow transplants in hematological conditions​.

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03

Co-payment

  1. Customers aged 61+ can choose between a 20% co-payment or an optional waiver benefit​

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04

Waiting Periods

  1. Initial Waiting Period: 30 days except for accidental expenses.

  2. Named Ailment Waiting Period: 24 months of continued coverage.

  3. Pre-existing Diseases Waiting periods: 36 months of continued coverage 

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05

Cashless Healthcare Providers

  1. 24,800+ Healthcare providers across India.

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06

Day Care Treatments

  1. All Day Care Treatments covered up to Sum Insured.

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07

AYUSH Treatment

  1. Covers Ayurveda, Yoga, Naturopathy, Unani, Siddha, and Homeopathy treatments at registered AYUSH hospitals

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Exclusions

Add-ons

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Why OneAssure?

Coverage That Grows With You

We help you maximize your coverage over time for stronger protection.

About the Company

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Frequently Asked Questions

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