Care Health Insurance

Care Joy Maternity Insurance Plan

Care Health Insurance

9.6/10

OneAssure Rating

90.5%
Claim Settlement Ratio
24,800
Network Hospitals

Highlighted Features

Room Rent & ICU Coverage

Room Rent & ICU Coverage

Enjoy a single private AC room for normal hospitalization, with no limit on ICU room rent, ensuring premium comfort and unrestricted critical care.

Day Care Treatments

Day Care Treatments

Covers all medical procedures requiring less than 24-hour hospitalization, such as cataract surgery and chemotherapy, up to the sum insured, ensuring financial ease for short-duration treatments.

Brochure

Our Verdict

Care Joy Tomorrow offers maternity coverage up to ₹50,000 with a 2-year waiting period, covering newborns from 91 days to 24 months. Ideal for couples planning ahead, but lacks restoration benefits, domiciliary coverage, and free health check-ups.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: Single Private Room with AC 

     

  2. ICU: No Limit

Learn more
02

Advanced Treatments

  1. Robotic Surgery 

  2. Stem Cell Therapy 

  3. Organ Transplant 

  4. Cancer Treatment 

Learn more
03

Co-payment

  1. While buying or renewing a policy at age 61 years and above, customers will have the choice to include or exclude the Co-payment feature that implies-

  2. Continuing the policy with 20% co-payment 

  3. Continuing the policy without 20% co-payment by opting a waiver benefit

Learn more
04

Waiting Periods

  1. Waiting Period up to 24 months , Covered up to 35,000

Learn more
05

Cashless Healthcare Providers

  1. 24,800+ HealthCare Providers 

Learn more
06

Day Care Treatments

  1. Covered. Requires hospitalization for less than 24 Hours.

Learn more
07

AYUSH Treatment

  1. Not covered by the plan.

Learn more

Exclusions

Add-ons

Looking for a Specific Hospital ?

Explore Network Hospitals
alt

Why OneAssure?

Coverage That Grows With You

We help you maximize your coverage over time for stronger protection.

About the Company

Still Confused ?

Talk to Our Experts for your Insurance Assistance for FREE.

Frequently Asked Questions

Related Blogs

Blog

Can Health Insurance Help with Epilepsy Treatment?

About 1% of the Indian population has epilepsy, states a study conducted by The NCBI. It means that more than 1 Crore Indians have epilepsy. The study also shows that the prevalence of epilepsy is more in rural areas than urban.

Blog

Seven Tips On Health Insurance for Couples Starting a Family

Starting a family is one of the most crucial and life-changing decisions you may make. Once you have arrived at it, now comes the concern of guarding it against uncertainties

Blog

Understanding the Free Look Period in Insurance: Everything You Need to Know

Discover how the free look period in insurance gives you time to review your policy, understand its terms, request a refund, and make informed decisions risk-free.