New India Assurance

New India Assurance Cancer Guard Policy Plan

New India Assurance

7.3/10

OneAssure Rating

89.95%
Claim Settlement Ratio
5,000
Network Hospitals

Highlighted Features

Room Rent (Normal & ICU)

Room Rent (Normal & ICU)

Covers a single private room and ICU charges up to the sum insured, ensuring quality hospitalization benefits.

Advanced Treatments

Advanced Treatments

Covers robotic surgeries, chemotherapy, stem cell therapy, and specialized treatments, ensuring access to modern medical advancements

Policy Wording

Our Verdict

The New India Cancer Guard Policy is ideal for individuals seeking extensive cancer coverage, offering extensive coverage for cancer treatment, including hospitalization, chemotherapy, and immunotherapy. It offers high sum insured options, no room rent capping, and home care benefits, but may not cover non-cancer treatments. Best for those prioritizing comprehensive cancer care.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. The New India Cancer Guard Policy does not impose any specific room rent or ICU limit. Policyholders can choose any hospital room, including ICU, without additional capping.

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02

Advanced Treatments

  1. Robotic surgeries, stem cell therapy, balloon sinuplasty, deep brain stimulation, oral chemotherapy, immunotherapy, cochlear implants, and IONM enhance precision, recovery, and treatment for neurological, cancer, and hearing conditions.

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03

Co-payment

  1. The New India Cancer Guard Policy does not have a mandatory copayment clause, ensuring full coverage for eligible cancer treatments without requiring the policyholder to bear a percentage of the claim amount.

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04

Waiting Periods

  1.  A waiting period of 90 days from the policy start date, during which no claims are accepted.

  2. Pre-existing cancer conditions are covered only after a 48-month waiting period.

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05

Cashless Healthcare Providers

  1. Access to an extensive network of over 5,000+ hospitals across India for cashless treatment.

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06

Day Care Treatments

  1. The New India Cancer Guard Policy covers daycare treatments specifically related to cancer care, including chemotherapy, radiotherapy, immunotherapy, targeted therapy, and hormone therapy. These treatments do not require 24-hour hospitalization and are covered under the policy as per terms and conditions.

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07

AYUSH Treatment

  1. Alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy are covered up to the sum insured.

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Exclusions

Add-ons

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