Aditya Birla Health Insurance

Aditya Birla Health Insurance’S Activ Secure - Critical Illness Plan 3

Aditya Birla Health Insurance

8.1/10

OneAssure Rating

94.47%
Claim Settlement Ratio
10,000
Network Hospitals

Highlighted Features

Room Rent (Normal & ICU)

Room Rent (Normal & ICU)

Covers normal and ICU room expenses up to the sum insured, ensuring full hospitalization coverage without room rent restrictions.

Advanced Treatments

Advanced Treatments

 Includes robotic surgeries, oral chemotherapy, stem cell therapy, and other modern medical procedures to enhance critical illness treatment options. Covered treatments include Balloon Sinuplasty, Deep Brain Stimulation, Immunotherapy, Monoclonal Antibody Injections, Stereotactic Radio Surgeries, and more—ensuring access to cutting-edge medical care.

Brochure

Policy Wording

Our Verdict

The Activ Secure - Critical Illness Plan offers extensive protection against 64 critical illnesses, with flexible sums insured and wellness benefits. Ideal for those seeking financial security during serious health challenges.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: Covered up to Sum Insured

  2. ICU: Covered up to Sum Insured

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02

Advanced Treatments

  1. Uterine Artery Embolization and HIFU (High intensity focused ultrasound) 

  2. Balloon Sinuplasty 

  3. Deep Brain stimulation d. Oral chemotherapy 

  4. Immunotherapy - Monoclonal Antibody to be given as injection 

  5. Intra vitreal injections 

  6. Robotic surgeries 

  7. Stereotactic radio surgeries 

  8. Bronchical Thermoplasty

  9. Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)

  10. IONM - (Intra Operative Neuro Monitoring) 

  11. Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to sum insured.

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03

Co-payment

  1. No co-payment required; the policy covers eligible medical expenses up to the sum insured without additional out-of-pocket expenses.

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04

Waiting Periods

  1. Initial waiting period of 90 to 180 days for all illnesses, excluding accidents.

  2. Specific treatments have a 24-month waiting period.

  3. Pre-existing diseases are covered after 36 months.

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05

Cashless Healthcare Providers

  1. Access to an extensive network of over 10,000 cashless healthcare providers across India.

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06

Day Care Treatments

  1. Covers all day care procedures requiring hospitalization for less than 24 hours, including surgeries and advanced treatments, up to the sum insured.

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07

AYUSH Treatment

  1. Expenses for alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy are covered up to the sum insured, promoting holistic healthcare options.

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Exclusions

Add-ons

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Why OneAssure?

Coverage That Grows with You

We help you maximize your coverage over time for stronger protection

About the Company

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