HDFC ERGO

Hdfc Ergo Critical Illness Silver Plan

HDFC ERGO

8.9/10

OneAssure Rating

95.3%
Claim Settlement Ratio
10,000
Network Hospitals

Highlighted Features

Room Rent & ICU Coverage

Room Rent & ICU Coverage

Provides full coverage up to the sum insured for hospital rooms and ICU stays, ensuring patients receive necessary care without financial limitations.

Advanced Medical Treatments

Advanced Medical Treatments

Covers robotic surgeries, stem cell therapy, deep brain stimulation, and more, offering cutting-edge medical advancements for critical and complex health conditions.

Brochure

Policy Wording

Our Verdict

The HDFC ERGO Critical Illness Silver Plan offers financial security with lump sum payouts for 8 major illnesses. Ideal for individuals seeking focused critical illness coverage. Limited coverage scope.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal:  Covered Up to Sum Insured

  2. ICU: Covered Up to Sum Insured

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02

Advanced Treatments

  1. Robotic surgeries

  2. Stem cell therapy

  3. Deep brain stimulation

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03

Waiting Periods

  1. Initial Waiting Period: 30 days (except for accidental treatments).

     

  2. Pre-existing Diseases: Covered after 48 months.

  3. Specific Illnesses & Surgical Procedures: 24-month waiting period.

  4. Mental Disorder Treatment: Covered after 24 months.

  5. HIV/AIDS Cover: Covered after 48 months​

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04

Cashless Healthcare Providers

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    05

    Day Care Treatments

    1. Covers medical procedures requiring less than 24-hour hospitalization, such as cataract surgery, chemotherapy, and minor surgical procedures.

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    06

    AYUSH Treatment

    1. Covers alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy (AYUSH).

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    Exclusions

    Add-ons

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    Why OneAssure?

    Coverage That Grows with You

    We help you maximize your coverage over time for stronger protection.

     

    About the Company

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    Frequently Asked Questions

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