
Aditya Birla Activ Cancer Secure Plan
Aditya Birla Health Insurance
7.0/10
OneAssure Rating
7.0/10
OneAssure Rating
Highlighted Features

Advanced Treatments
The Cancer Cover plan includes coverage for advanced treatments like targeted therapy, immunotherapy, and proton beam therapy, ensuring access to cutting-edge medical care for effective cancer treatment and improved health outcomes.

Room Rent (Normal & ICU)
This policy includes room rent coverage, offering a single private room for normal hospitalization and no cap on ICU stays.
Brochure
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Our Verdict
The Cancer Cover Plan offers comprehensive financial support for all cancer stages, with valuable add-ons like income benefit and home care. It's ideal for those seeking specialized protection and peace of mind against the high costs of cancer treatment.
About the Plan
The Cancer Cover Plan is a specialized health insurance policy designed to provide financial support for cancer diagnosis and treatment. It offers comprehensive coverage for all stages of cancer, including hospitalization, chemotherapy, radiation, and advanced treatments. The plan provides a lump sum payout or reimbursement for medical expenses, ensuring access to quality care without financial strain. With flexible sum insured options, no-claim benefits, and lifelong renewability, this policy helps patients and their families manage treatment costs effectively while focusing on recovery.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent (Normal & ICU)
Normal Room Rent: Covered up to a specified limit or as per policy terms.
ICU Charges: Covered up to a defined limit or as per actuals, depending on the plan.
Advanced Treatments
The plan covers Targeted Therapy, Immunotherapy, Proton Therapy, Robotic Surgery, and Bone Marrow Transplant, ensuring advanced cancer treatments with precision, faster recovery, and financial support for critical procedures like radiation, immune-boosting, and transplants.
Co-payment
Copayment percentage varies based on age, sum insured, and treatment type.
Waiting Periods
Initial Waiting Period: 30 days from policy inception, except for accidental claims.
Specific Disease Waiting Period: Certain illnesses may have a waiting period of 24 months.
Pre-Existing Disease Waiting Period: Coverage for pre-existing conditions begins after 48 months from policy start.
Cashless Healthcare Providers
24800+ network hospitals
Day Care Treatments
Covered under the policy
AYUSH Treatment
AYUSH treatment covered under this policy
Exclusions
Pre-existing cancer conditions diagnosed before policy inception are not covered.
Cancer caused by congenital diseases or genetic disorders is excluded.
Any cancer arising due to nuclear, biological, or chemical exposure is not covered.
Non-melanoma skin cancer, unless specified, may not be covered.
Cancer resulting from alcohol, drug abuse, or tobacco consumption may be excluded.
Any cancer diagnosed within the initial waiting period is not covered.
Experimental or unproven cancer treatments are excluded.
Cancer due to sexually transmitted infections, including HIV/AIDS, is not covered.
Any malignancy arising from participation in hazardous activities or high-risk occupations may be excluded.
Experimental or unapproved treatment methods for cancer are excluded.
Exclusions
Second Medical Opinion - Provides access to expert oncologists for a second opinion, ensuring informed decision-making about treatment options.
Daily Hospital Cash Benefit - Offers a fixed daily cash allowance for each day of hospitalization, helping cover non-medical expenses.
Income Benefit - Provides a regular monthly payout for a specified period after a cancer diagnosis to support financial stability.
Waiver of Premium - Future premiums are waived upon diagnosis of cancer, ensuring uninterrupted coverage without financial burden.
Surgical Benefit - Provides a lump sum payout for cancer-related surgeries, reducing the financial strain of major medical procedures.
Home Care Treatment Cover - Covers expenses for at-home cancer treatment, including nursing care, chemotherapy, and medication costs.
Rehabilitation and Counseling Support - Covers psychological counseling and rehabilitation programs to help patients cope with emotional and physical challenges.
Add-ons
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About the Company
Aditya Birla Health Insurance Company (ABHICL), part of Aditya Birla Capital Ltd., is a trusted health insurance provider backed by the Aditya Birla Group and South Africa’s MMI Holdings. Since starting in 2015, ABHICL has focused on offering unique health plans like Chronic Care (for ongoing illnesses) and Incentivized Wellness, which promotes healthier living by rewarding good habits.
With pre-policy medical checkups for adverse pre-existing conditions, the company ensures tailored coverage and transparency, making it a trusted choice for individuals with specific and specialized health requirements.
Serving 21+ million lives, it combines comprehensive coverage with wellness benefits, empowering individuals to lead healthier lives with unparalleled care and support.