
Star Women Care Insurance Policy And Plan
Star Health Insurance
7.7/10
OneAssure Rating
7.7/10
OneAssure Rating
Highlighted Features

Room Rent (Normal & ICU)
Covers a Single Private A/C room for normal hospitalization. ICU charges are covered up to the sum insured, ensuring comprehensive in-patient hospitalization benefits without financial burden.

Advanced Treatments
Covers modern medical procedures like robotic surgeries, deep brain stimulation, oral chemotherapy, and stem cell therapy for hematopoietic conditions, ensuring access to high-end medical treatments without additional cost limitations.
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Our Verdict
The Star Women Care Insurance Policy offers tailored coverage for women, including maternity and critical illness benefits. Ideal for women at various life stages seeking comprehensive healthcare protection for themselves and their families.
About the Plan
The Star Women Care Insurance Policy is a specialized health insurance plan designed to address the unique healthcare needs of women at various life stages. This comprehensive policy offers coverage for regular hospitalization and provides extensive maternity-related benefits. Notably, it allows entry during pregnancy without requiring pre-acceptance medical screening, ensuring accessibility for expectant mothers. The policy also offers the flexibility of mid-term inclusion, enabling the addition of a newly married spouse, newborn baby, or legally adopted child during the policy term upon payment of an additional premium. With a range of sum insured options, the Star Women Care Insurance Policy is tailored to provide financial protection and peace of mind for women and their families.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent (Normal & ICU)
Normal: Single Private A/c room
ICU: Covered up to Sum Insured.
Advanced Treatments
Uterine artery Embolization and HIFU
Balloon Sinuplasty
Deep Brain stimulation
Oral chemotherapy
Immunotherapy- Monoclonal Antibody to be given as injection
Intra vitreal injections
Robotic surgeries
Stereotactic radio surgeries
Bronchial Thermoplasty
Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
IONM - (Intra Operative Neuro Monitoring)
Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.
Co-payment
No Mandatory Co-payment.
Waiting Periods
A waiting period of 36 months from the date of first inception of this policy with the Company for the insured person.
Where the sum insured is Rs.5 Lakh and Rs.10 Lakh, this cover is subject to a waiting period of 24 months from the inception of this policy.
Where the sum insured is Rs.15 Lakhs and above, this cover is subject to a waiting period of 12 months from the inception of this policy.
Cashless Healthcare Providers
14,000 Network Hospitals.
Day Care Treatments
Medical treatments and surgical procedures that require less than 24 hours of hospitalisation due to technological advancements are covered.
AYUSH Treatment
In-patient Hospitalization Expenses incurred for treatment of diseases / illness / accidental injuries by system of medicines other than allopathic up to the Sum Insured per year.
Exclusions
Pre-existing diseases covered after a waiting period.
Cosmetic or plastic surgery unless medically necessary.
Injuries due to hazardous activities or self-inflicted harm.
Treatment for alcoholism, drug abuse, or rehabilitation.
Non-prescribed vitamins, supplements, and tonics.
Experimental or unproven treatments.
Congenital external conditions and related treatments.
Infertility and sterility treatments.
Dental treatment unless caused by an accident.
Pregnancy and childbirth expenses unless covered under maternity benefits.
Exclusions
Maternity Cover Upgrade - Enhanced maternity and newborn care benefits.
Hospital Cash Benefit - Daily cash allowance during hospitalization.
Critical Illness Cover - Additional sum insured for women-specific critical illnesses.
Personal Accident Cover - Increased coverage for accidental death or disability.
Add-ons
Looking for a Specific Hospital ?

Why OneAssure?
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About the Company
Star Health and Allied Insurance was founded in 2006 by Dr. A. Sakthivel, and its headquarters is located in Chennai, Tamil Nadu.
Star Health and Allied Insurance is a leading health insurance company in India, offering a range of plans to suit diverse customer needs. They specialize in medical, critical illness, and accidental insurance, providing affordable coverage to individuals and families. The company aims to ensure access to quality healthcare through an extensive network of hospitals. With over a decade of experience, Star Health continues to innovate in the insurance space, focusing on customer-centric services and simplifying claim processes.