ICICI Activate Booster Plan B
ICICI Lombard Health Insurance
Highlighted Features
Room Rent (Normal & ICU)
This policy includes room rent coverage, offering a single private room for normal hospitalization and no cap on ICU stays.
Advanced Treatments
Coverage includes advanced treatments such as coronary angiography, cancer radiotherapy, chemotherapy, and palliative care, ensuring access to essential medical support during critical times.
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Our Verdict
ICICI Activate Booster Plan B offers high sum insured, no-claim bonuses, and restoration benefits. Ideal for individuals seeking enhanced financial protection against rising medical expenses with broad hospital network access.
About the Plan
ICICI Activate Booster Plan B is a comprehensive health insurance plan designed to provide enhanced medical coverage with added benefits. It offers a higher sum insured, ensuring policyholders receive financial support for hospitalization, treatments, and advanced medical procedures. The plan includes features like no-claim bonuses, restoration benefits, and coverage for daycare procedures. With flexible premium payment options and a wide network of hospitals, it ensures seamless healthcare access. Ideal for individuals seeking robust coverage, this plan helps manage rising medical costs effectively.
About the Plan
Features of the Product
Room Rent (Normal & ICU)
ICICI Lombard Health Booster Plan offers no room rent or ICU limits, ensuring flexibility in hospital stay without extra expenses.
Advanced Treatments
Robotic surgeries for precise, minimally invasive procedures.
Bariatric surgery for obesity management (as per policy terms).
Modern cancer treatments like immunotherapy and targeted therapy.
Stem cell therapy (for approved conditions).
Proton beam therapy for advanced cancer care.
Advanced cardiac procedures including transplants and minimally invasive heart surgeries.
Co-payment
ICICI Lombard's Health Booster Plan generally does not require co-payment from policyholders. However, for individuals aged 60 years and above, a 20% co-payment is applicable.
Waiting Periods
Initial Waiting Period: 30 days from policy inception, except for accidental hospitalizations.
Pre-existing Diseases: Covered after 24 months of continuous coverage.
Specific Diseases/Procedures: Subject to a 2-year waiting period.
Critical Illness Coverage: Becomes active after 90 days from policy start.
Cashless Healthcare Providers
10,896+ hospitals across India
Day Care Treatments
Covered under the policy.
AYUSH Treatment
Covered under this policy
Exclusions
Pre-existing diseases are covered after a waiting period as per policy terms.
Cosmetic and plastic surgeries unless medically necessary.
Dental treatments except in case of accidents.
Self-inflicted injuries, suicide attempts, and substance abuse-related conditions.
Injuries or illnesses due to participation in hazardous sports or adventure activities.
Treatment related to infertility, pregnancy, and childbirth, except ectopic pregnancy.
Injuries or illnesses due to war, nuclear hazards, or terrorism.
Hormone replacement therapy unless medically necessary.
Treatment outside India unless specifically covered by an add-on.
Exclusions
BeFit Cover - Provides cashless outpatient services, including 24x7 teleconsultations, physical doctor consultations, pharmacy expenses, routine diagnostics, minor procedures, and physiotherapy sessions.
Claim Protector - Ensures all non-payable expenses during hospitalization are covered, minimizing out-of-pocket costs.
Inflation Protector - Adjusts your sum insured annually based on the Consumer Price Index, maintaining your coverage's real value against inflation.
Domestic Air Ambulance Cover - Covers expenses for emergency air ambulance services within India, facilitating swift medical attention during critical situations.
Durable Medical Equipment Cover - Reimburses costs for medically necessary equipment like wheelchairs or oxygen cylinders during recovery.
Teleconsultation(s) - Offers access to virtual consultations with medical practitioners, ensuring timely medical advice without the need for physical visits.
Waiting Period Reduction Option - Allows reduction of the initial waiting period for specific illnesses, enabling earlier access to coverage for certain conditions.
Add-ons
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About the Company
ICICI Lombard is a leading private sector general insurance company in India, offering a comprehensive range of products, including health, motor, travel, and home insurance, through multiple distribution channels.
Their Elevate Health Policy is a customizable health insurance plan designed to provide extensive coverage for hospitalization and daycare treatments. Key features include unlimited reset of the sum insured, cashless approval within two hours, and a 30% discount on renewals for active living. Additionally, the plan offers a 100% increase in the sum insured every year and unlimited sum insured on any one claim during the policy lifetime, ensuring policyholders have access to necessary medical care without financial strain.
CEO and MD of ICICI Lombard general insurance company limited, Mr Sanjeev Mantri ensures that their vision and values align with providing a financial cushion to the policyholders during any health crisis.
About the Company
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