
Niva Bupa Reassure 2.0 Titanium Policy And Plan
Niva Bupa Health Insurance
6.8/10
OneAssure Rating
6.8/10
OneAssure Rating
Highlighted Features

Unlimited Room Rent
No cap on room rent for both normal and ICU stays, allowing policyholders to choose hospital rooms freely without financial concerns.

Advanced Treatment Access
We cover robotic surgeries, immunotherapy, deep brain stimulation, and more, ensuring cutting-edge medical care without additional financial burden.
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Policy wording
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Our Verdict
ReAssure 2.0 Titanium+ is ideal for those seeking extensive coverage with no co-payment or sub-limits. Unlimited restoration and sum carry-forward provide strong financial security, though higher premiums may apply for these benefits.
About the Plan
The ReAssure 2.0 Titanium+ Plan by Niva Bupa offers ₹5 lakh to ₹1 crore coverage with no co-payment and no disease-wise sub-limits. It features Unlimited Restoration, Booster+ Benefit (carrying forward unused sum insured), and No Room Rent Restrictions. Covers domiciliary hospitalization, pre/post-hospitalization, AYUSH treatments, and includes annual health check-ups from day one, second medical opinion, and unlimited e-consultations. Optional add-ons like Hospital Cash and Personal Accident Cover enhance financial protection, ensuring comprehensive healthcare security.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent (Normal & ICU)
Normal: No Limit
ICU: No Limit
Advanced Treatments
Robotic Surgeries
Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
Balloon Sinuplasty
Deep Brain stimulation
Oral chemotherapy
Immunotherapy- Monoclonal Antibody to be given as injection
Intra vitreal injections
Stereotactic radio surgeries
Bronchial Thermoplasty
Co-payment
20% of the co-payment is covered.
Waiting Periods
Initial Waiting Period- 30 Days
Specific Treatments -24 Months
Pre-Existing Diseases- 36 Months
Cashless Healthcare Providers
10,000+ Healthcare Providers
Day Care Treatments
Requiring hospitalization for less than 24 hours are included in the policy coverage, up to the sum insured.
AYUSH Treatment
It is covered.Covers treatments under Ayurveda, Unani, Siddha, and Homeopathy systems
Exclusions
Injuries from hazardous or adventure sports.
Cosmetic or plastic surgeries unless medically necessary.
Treatments related to obesity or weight control.
Conditions arising from substance abuse or self-inflicted harm.
Experimental or unproven medical treatments.
Gender transformation procedures.
Treatment for infertility or sterility.
Maternity expenses unless specified in the policy.
Injuries or illnesses due to war, terrorism, or nuclear exposure.
Non-medical expenses like hospital registration and administrative costs.
Exclusions
Safeguard+ Benefit - Covers non-payable items during hospitalization, reducing out-of-pocket expenses.
Booster+ Benefit - Allows carry forward of unutilized base sum insured to the next policy year, enhancing future coverage.
Add-ons
Looking for a Specific Hospital ?

Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
Niva Bupa Health Insurance, formerly known as Max Bupa Health Insurance, is a prominent health insurance provider in India. It is a joint venture between Bupa, a UK-based healthcare services expert, and True North, an Indian private equity firm. The company offers a diverse range of health insurance plans tailored to meet the varying needs of individuals and families. Their policies are designed to provide comprehensive coverage, ensuring financial protection against unforeseen medical expenses.
One of their notable offerings is the ReAssure 2.0 Health Insurance Policy, which covers a wide array of medical expenses, including hospitalization, surgeries, doctor consultations, and post-hospitalization care. With a network of over 10,000 trusted healthcare providers across India, Niva Bupa ensures that policyholders have access to quality medical care when needed. Their commitment to customer satisfaction is evident through streamlined claim processes and wellness benefits, aiming to deliver peace of mind and financial security during medical emergencies.
In June 2024, Niva Bupa announced plans to raise $360 million through an initial public offering (IPO), potentially valuing the company at up to $2.5 billion.
This move underscores their growth trajectory and commitment to expanding their services in the Indian health insurance market.
Krishnan Ramachandran serves as the Managing Director and CEO of Niva Bupa Health Insurance Company Limited. With over 24 years of experience in the health insurance, healthcare, and life sciences industries, Mr. Ramachandran has previously held leadership positions at Apollo Munich Health Insurance Company Limited and Apollo DKV Insurance Company Ltd.