Niva Bupa Health Insurance

Niva Bupa Reassure 2.0 Platinum Policy And Plan

Niva Bupa Health Insurance

7.0/10

OneAssure Rating

85.18%
Claim Settlement Ratio
10,000
Network Hospitals

Highlighted Features

Unlimited Room Rent

Unlimited Room Rent

No cap on room rent for both normal and ICU stays, allowing policyholders to choose hospital rooms freely without financial concerns.

Advanced Treatments Coverage

Advanced Treatments Coverage

The plan covers modern medical procedures like robotic surgeries, stereotactic radiosurgery, immunotherapy, deep brain stimulation, and more, ensuring access to cutting-edge healthcare without additional financial burden.

Brochure

Policy Wording

Our Verdict

ReAssure 2.0 Platinum+ suits those seeking high, unrestricted coverage with unlimited restoration and sum carry-forward. No co-payment or sub-limits ensures comprehensive care, though premiums may be higher for extensive benefits.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: No Limit

  2. ICU: No Limit 

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02

Advanced Treatments

  1. Robotic Surgeries 

  2. Uterine Artery Embolization and HIFU (High intensity focused ultrasound) 

  3. Balloon Sinuplasty 

  4.  Deep Brain stimulation 

  5. Oral chemotherapy 

  6. Immunotherapy- Monoclonal Antibody to be given as injection 

  7.  Intra vitreal injections 

  8. Stereotactic radio surgeries 

  9. BronchicalThermoplasty

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03

Co-payment

  1. 20% of the co-payment is covered.

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04

Waiting Periods

  1. Initial Waiting Period- 30 Days 

  2. Specific Treatments -24 Months

  3. Pre-Existing Diseases- 36 Months 

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05

Cashless Healthcare Providers

  1. 10,000+ Healthcare Providers.

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06

Day Care Treatments

  1. Requiring hospitalization for less than 24 hours are included in the policy coverage, up to the sum insured.

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07

AYUSH Treatment

  1. It is covered. Covers treatments under Ayurveda, Unani, Siddha, and Homeopathy systems.

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Exclusions

Add-ons

Looking for a Specific Hospital ?

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Why OneAssure?

Coverage That Grows with You

We help you maximize your coverage over time for stronger protection.

About the Company

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