Digit Infinity Wallet Policy And Plan
Digit Health Insurance
Highlighted Features
Room Rent (Normal & ICU)
The Digit Health Care Plus Policy – Infinity Wallet offers unlimited room rent and ICU charges.
Advanced Treatments
Covers cutting-edge procedures like robotic surgery, stem cell therapy, deep brain stimulation, and monoclonal antibody immunotherapy under specialized insurance plans.
Brochure
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Our Verdict
The Digit Health Care Plus Infinity Wallet plan offers unlimited restoration, global coverage, and maternity benefits. Ideal for families and individuals seeking extensive, flexible coverage with no room rent limits or co-payments.
About the Plan
The Digit Health Care Plus Policy – Infinity Wallet is a comprehensive health insurance plan designed to provide extensive coverage for various medical needs. It offers unlimited restoration benefits, ensuring your sum insured is reinstated multiple times during the policy period if exhausted due to claims. Policyholders benefit from a 50% no-claim bonus for each claim-free year, enhancing their coverage over time. The plan includes an in-built personal accident cover of ₹1,00,000, providing financial support in case of accidental death. Notably, there are no room rent limits or co-payment requirements, allowing for flexible and hassle-free hospitalization experiences.
About the Plan
Features of the Product
Room Rent (Normal & ICU)
The Digit Health Care Plus Policy – Infinity Wallet offers unlimited room rent and ICU charges.
Advanced Treatments
Bariatric Surgery: Addresses obesity-related health issues; coverage options range from 5% to 100% of the sum insured.
Psychiatric Illness Treatment: Offers mental health support with coverage up to ₹1 lakh, depending on the chosen sum insured percentage.
Infertility Treatment: Provides financial assistance for fertility procedures, covering up to 10% of the sum insured.
Co-payment
The Digit Health Care Plus Policy – Infinity Wallet is designed with no mandatory co-payment, meaning the insurer covers the entire cost of treatment up to the sum insured.
Waiting Periods
Initial Waiting Period: Options include no waiting period, 2 days, 7 days, 15 days, or 30 days.
Pre-existing Disease Waiting Period: Choices range from no waiting period to 1, 2, 3, or 4 years.
Specific Disease Waiting Period: Options are no waiting period, 1 year, or 2 years.
Cashless Healthcare Providers
Access to over 11,300 cashless network hospitals across India.
Day Care Treatments
Covered by the policy.
AYUSH Treatment
The policy covers alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy.
Exclusions
Pre-existing diseases during the waiting period.
Injuries or illnesses caused by self-inflicted harm or suicide attempts.
Treatments related to drug abuse, alcohol consumption, or substance misuse.
Cosmetic or plastic surgeries unless medically necessary.
Dental treatment unless required due to an accident.
Infertility treatments, IVF, and surrogacy-related expenses.
Injuries sustained during adventure sports or hazardous activities.
War, terrorism, or nuclear exposure-related injuries.
Treatment received outside the coverage zone, unless specified.
OPD consultations unless covered under an add-on benefit.
Exclusions
Global Treatment Cover - Get coverage for medical treatments abroad for specified illnesses, ensuring access to world-class healthcare facilities beyond India.
Maternity and Newborn Cover - Covers maternity expenses, delivery costs, and newborn baby care, including vaccinations, easing financial stress for growing families.
AYUSH Treatment Cover - Provides coverage for alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy for holistic healthcare options.
Personal Accident Cover - Offers financial protection in case of accidental death or permanent disability, providing additional security for unforeseen situations.
OPD and Wellness Benefits - Includes coverage for outpatient consultations, diagnostic tests, and prescribed medications, promoting preventive care and wellness.
Air Ambulance Cover - Ensures emergency medical evacuation through air ambulance services, offering critical care transport in severe health conditions.
Hospital Daily Cash Benefit - Provides a fixed cash allowance per day during hospitalization to cover incidental expenses beyond medical bills.
Add-ons
Looking for a Specific Hospital ?
Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
Digit Insurance is a leading Indian general insurance provider revolutionizing the industry with simple, technology-driven solutions. Offering diverse products like car, bike, health, and travel insurance, it ensures transparency and convenience. Committed to customer satisfaction, Digit simplifies claims processes and delivers innovative coverage tailored to modern needs, making insurance hassle-free.
Founded in 2016, Digit Insurance is based in Bengaluru, India, with Jasleen Kohli serving as its CEO and Managing Director.
About the Company
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