Health Infinity
Bajaj Allianz
6.6/10
OneAssure Rating
6.6/10
OneAssure Rating
Highlighted Features
Room Rent & ICU Coverage
Covers normal room rent up to the sum insured and ICU expenses at actuals, ensuring full financial protection without hidden limits.
Advanced Treatments
Covers specialized medical procedures, including robotic surgeries, immunotherapy, and stem cell therapy for haematological conditions, ensuring access to modern, high-cost treatments without additional financial burden.
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Policy Wording
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Our Verdict
The Bajaj Allianz Health Infinity Plan offers unlimited coverage with comprehensive benefits like critical illness, maternity, and ambulance cover. Ideal for individuals seeking extensive, lifelong healthcare protection with no upper limit on sum insured.
About the Plan
The Bajaj Allianz Health Infinity Plan offers extensive health coverage with no upper limit on the sum insured. It covers in-patient hospitalization, ICU charges, surgeries, medications, and specialist fees. Pre-hospitalization is covered for 60 days, and post-hospitalization for 90 days. The plan includes day-care procedures, ambulance cover up to ₹5,000, and preventive health check-ups every three years. Available for 1, 2, or 3-year terms, it provides cashless treatment at 18,400+ hospitals and tax benefits under Section 80D.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent (Normal & ICU)
Normal: Up to Sum Insured.
ICU: Pay up to actual ICU expenses provided by the Hospital.
Advanced Treatments.
Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
Balloon Sinuplasty
Deep Brain stimulation
Oral chemotherapy
Immunotherapy - Monoclonal Antibody to be given as injection
Intra vitreal injections
Robotic surgeries
Stereotactic radio surgeries
Bronchical Thermoplasty
Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
IONM - (Intra Operative Neuro Monitoring)
Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.
Co-payment
Co-payment would apply on the claim amount exceeding 100 times of the room rent limit and not on the Complete claim.
Waiting Periods
Pre-existing Diseases waiting period: Expenses related to the treatment of a pre-existing Disease (PED) and its direct complications shall be excluded until the expiry of 36 months of continuous coverage after the date of inception of the first Health Guard Policy.
Specified disease/procedure waiting period:
Expenses related to the treatment of the listed Conditions, surgeries/treatments shall be excluded until the expiry of 24 months of continuous coverage after the date of inception of the first Health Guard Policy. This exclusion shall not be applicable for claims arising due to an accident.
30-day waiting period:
Expenses related to the treatment of any illness within 30 days from the first Policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered.
Cashless Healthcare Providers
12402+ HealthCare Providers
Day Care Treatments
Listed daycare procedures are covered.
AYUSH Treatment
Covered Up to Sum insured.
Exclusions
Hospital admissions primarily for diagnostic purposes.
Expenses for enforced bed rest without active treatment.
Treatment for obesity or weight control.
Procedures related to gender transformation.
Cosmetic or plastic surgeries unless for reconstruction post-accident or burns.
Exclusions
Critical Illness Cover - Provides a lump sum on diagnosis of major illnesses like cancer or heart attack.
Personal Accident Cover - Offers financial support in case of accidental death or disability.
Maternity & Newborn Cover - Covers maternity expenses, delivery, and newborn care.
Hospital Cash Benefit - Pays a fixed daily allowance for hospitalization.
Ambulance Cover - Covers emergency ambulance transportation costs.
Preventive Health Check-Up - Supports regular check-ups for early disease detection.
Add-ons
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About the Company
Bajaj Allianz General Insurance Company Limited is a joint venture between Allianz SE, a leading global insurer, and Bajaj Finserv Limited. Established in 2001, the company received its registration from the Insurance Regulatory and Development Authority of India (IRDAI) on May 2, 2001, to conduct general insurance business in India.
Headquartered in Pune, Maharashtra, Bajaj Allianz offers a comprehensive range of insurance products, including motor, health, travel, home, cyber, and commercial insurance, catering to individuals, businesses, and communities. Over the years, the company has expanded its presence across approximately 950 towns in India, making it one of the largest private insurers in the country.
Bajaj Allianz has received several accolades, including being adjudged as the "Best General Insurance Company in the Private Sector" by ABP News - Banking, Financial Services Awards in 2014.The company's vision emphasizes being the first choice insurer for customers by delivering innovative solutions and seamless experiences
About the Company
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