New India Assurance

New India Premier Mediclaim Policy Plan

New India Assurance

7.4/10

OneAssure Rating

89.95%
Claim Settlement Ratio
5,000
Network Hospitals

Highlighted Features

Room Rent (Normal & ICU)

Room Rent (Normal & ICU)

Room rent is capped at 1% of the sum insured per day and ICU charges are capped at up to 2% of the sum insured per day.

Advanced Treatments

Advanced Treatments

Covers robotic surgeries, chemotherapy, stem cell therapy, and specialized treatments, ensuring access to modern medical advancements

Policy Wording

Our Verdict

New India Premier Mediclaim offers high sum insured options and covers advanced treatments with add-ons like global treatment and critical illness. It's a robust choice for individuals and families seeking extensive, high-value health coverage with international options.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: Room rent is covered up to 1% of the sum insured per day, while 

  2. ICU charges are covered up to 2% of the sum insured per day. 

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02

Advanced Treatments

  1. Robotic surgeries, stem cell therapy, balloon sinuplasty, deep brain stimulation, oral chemotherapy, immunotherapy, cochlear implants, and IONM enhance precision, recovery, and treatment for neurological, cancer, and hearing conditions.

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03

Co-payment

  1. The New India Premier Mediclaim plan has a co-payment of 10% applicable to all claims if the insured person is over 60 years old at the time of entry into the policy.

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04

Waiting Periods

  1. Initial Waiting Period: 30 days (except for accidents).

  2. Specific Diseases: 24 months waiting period.

  3. Pre-existing Diseases: 48 months waiting period.

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05

Cashless Healthcare Providers

  1. Access to an extensive network of over 5,000+ hospitals across India for cashless treatment.

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06

Day Care Treatments

  1. Covers over 140 daycare procedures requiring hospitalization of less than 24 hours.

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07

AYUSH Treatment

  1. Alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy are covered up to the sum insured.

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Exclusions

Add-ons

Looking for a Specific Hospital ?

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Why OneAssure?

Coverage That Grows With You

We help you maximize your coverage over time for stronger protection.

About the Company

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Frequently Asked Questions

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