Activ One Vip Policy And Plan
Aditya Birla Health Insurance
9.0/10
OneAssure Rating
9.0/10
OneAssure Rating
Highlighted Features
Advanced Treatments Coverage
Covers robotic surgeries, immunotherapy, stereotactic radio surgeries, stem cell therapy, and more, ensuring access to the latest medical advancements for critical illnesses.
Room Rent (Normal & ICU)
Covers room rent up to the sum insured for both normal and ICU stays, ensuring financial protection for hospitalization expenses without additional out-of-pocket costs.
Policy Wording
Explore more features
Our Verdict
The Activ One VIP+ Plan offers extensive global coverage, maternity benefits, and wellness incentives. Ideal for individuals 18+ and families seeking comprehensive health protection with no co-payment and flexible sum insured options.
About the Plan
The Activ One VIP+ Plan by Aditya Birla Health Insurance offers comprehensive coverage, including in-patient hospitalization, 586 daycare treatments, 90-day pre-hospitalization, and 180-day post-hospitalization. It provides international coverage for planned and emergency treatments, including in the USA and Canada. The plan includes maternity benefits (after 2 years), a personal health coach, and HealthReturns to reward healthy living. With no co-payment, the insurer covers all treatment costs. Eligible for individuals 18+ years and 91-day-old dependents, with no maximum entry age.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent (Normal & ICU)
Normal: Up to Sum Insured
ICU: Up to Sum Insured
Advanced Treatments
Uterine Arte Embolization and HIFU (High intensity focused ultrasound)
Balloon Sinuplasty
Deep Brain Stimulation
Immunotherapy- Monoclonal Antibody to be given as injection
Oral Chemotherapy
Intra Vitreal Injections
Vaporisation of the Prostrate (Green laser treatment or holmium laser treatment)
Robotic Surgeries
Bronchial Thermoplasty
Stem Cell Therapy: Hematopoietic Stem Cells for Bone Marrow Transplant for Haematological Conditions
Stereotactic Radio Surgeries
IONM - (Intra Operative Neuro Monitoring)
Waiting Periods
Initial Waiting Period(Excluding Accidental Hospitalization): 30 Days
Specific Waiting Period: 2 Years
Pre-Existing Diseases: 3 Years
Cashless Healthcare Providers
11,000+ Healthcare Providers
Day Care Treatments
586 Day care procedures covered
AYUSH Treatment
Covers treatments under Ayurveda, Unani, Siddha, and Homeopathy systems up to Sum Insured.
Exclusions
Treatment for self-inflicted injuries or suicide attempts.
Cosmetic or plastic surgery unless due to accident or illness.
Treatment related to drug abuse or alcohol consumption.
Injuries or illnesses arising from hazardous activities or adventure sports.
Treatment outside India unless explicitly covered.
Any condition related to infertility, pregnancy, or childbirth.
Experimental or unproven medical treatments.
Non-prescribed vitamins, supplements, or health tonics.
Congenital diseases or birth defects unless specified.
Hospitalization primarily for rest, rehabilitation, or obesity treatment.
Exclusions
Enhanced Sum Insured - Increase your coverage amount for added financial security.
OPD Consultations Cover - Get coverage for outpatient doctor consultations and medical checkups.
Add-ons
Looking for a Specific Hospital ?
Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
Aditya Birla Health Insurance Company (ABHICL), part of Aditya Birla Capital Ltd., is a trusted health insurance provider backed by the Aditya Birla Group and South Africa’s MMI Holdings. Since starting in 2015, ABHICL has focused on offering unique health plans like Chronic Care (for ongoing illnesses) and Incentivized Wellness, which promotes healthier living by rewarding good habits.
With pre-policy medical checkups for adverse pre-existing conditions, the company ensures tailored coverage and transparency, making it a trusted choice for individuals with specific and specialized health requirements.
Serving 21+ million lives, it combines comprehensive coverage with wellness benefits, empowering individuals to lead healthier lives with unparalleled care and support.
About the Company
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