
Niva Bupa Reassure 2.0 Bronze Policy And Plan
Niva Bupa Health Insurance
7.4/10
OneAssure Rating
7.4/10
OneAssure Rating
Highlighted Features

Unlimited Room Rent
No cap on room rent for both normal and ICU stays, allowing policyholders to choose their preferred hospital room without financial worries, ensuring better comfort and care.

Cutting-Edge Advanced Treatments Coverage
Covers robotic surgeries, immunotherapy, stereotactic radio surgeries, stem cell therapy, and more, ensuring access to the latest medical advancements for critical illnesses.
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Our Verdict
Niva Bupa ReAssure 2.0 Bronze+ is ideal for individuals and families seeking high coverage with unlimited reinstatement and sum carry-forward. Though premiums vary, add-ons enhance hospitalization benefits for comprehensive financial security.
About the Plan
The Niva Bupa ReAssure 2.0 Bronze+ Plan offers ₹5 lakh to ₹1 crore coverage for individuals and families. It covers hospitalization, ICU charges, pre/post-hospitalization (60/180 days), daycare, AYUSH, domiciliary care, and modern treatments like robotic surgeries and oral chemotherapy. Key benefits include ReAssureX (unlimited reinstatement), Booster+ (unused sum carry-forward), and Live Healthy (discounts). Features annual health check-ups, e-consultations, second medical opinions, and optional add-ons like Hospital Cash and Personal Accident Cover for enhanced financial protection.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent (Normal & ICU)
Normal: No Limit
ICU: No Limit
Advanced Treatments
Balloon Sinuplasty
Deep Brain stimulation
Oral chemotherapy
Immunotherapy- Monoclonal Antibody to be given as injection
Intra vitreal injections g. Robotic surgeries >Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
Stereotactic radio surgeries
Bronchial Thermoplasty
Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)
IONM - (Intra Operative Neuro Monitoring)
Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.
Co-payment
20% of co-payment is covered.
Waiting Periods
Initial Waiting period- 30 Days
Specific Diseases - 24 Months
Pre-Existing Diseases - 36 Months
Cashless Healthcare Providers
10,000+ Healthcare Providers.
Day Care Treatments
Requiring hospitalization for less than 24 hours are included in the policy coverage, up to the sum insured.
AYUSH Treatment
Covers treatments under Ayurveda, Unani, Siddha, and Homeopathy systems.
Exclusions
Diagnostic tests not leading to treatment.
Rest cures, rehabilitation, and respite care.
Obesity or weight control treatments.
Procedures for gender transformation.
Cosmetic or plastic surgeries.
Injuries from hazardous or adventure sports.
Treatment for conditions arising from unlawful acts.
Substance abuse-related treatments.
Unproven or experimental treatments.
Maternity expenses, unless specified.
Exclusions
Safeguard+ Benefit - Provides additional coverage for non-payable items during hospitalization.
Booster+ Benefit - Allows carry forward of unutilized base sum insured to the next policy year.
Add-ons
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About the Company
Niva Bupa Health Insurance, formerly known as Max Bupa Health Insurance, is a prominent health insurance provider in India. It is a joint venture between Bupa, a UK-based healthcare services expert, and True North, an Indian private equity firm. The company offers a diverse range of health insurance plans tailored to meet the varying needs of individuals and families. Their policies are designed to provide comprehensive coverage, ensuring financial protection against unforeseen medical expenses.
One of their notable offerings is the ReAssure 2.0 Health Insurance Policy, which covers a wide array of medical expenses, including hospitalization, surgeries, doctor consultations, and post-hospitalization care. With a network of over 10,000 trusted healthcare providers across India, Niva Bupa ensures that policyholders have access to quality medical care when needed. Their commitment to customer satisfaction is evident through streamlined claim processes and wellness benefits, aiming to deliver peace of mind and financial security during medical emergencies.
In June 2024, Niva Bupa announced plans to raise $360 million through an initial public offering (IPO), potentially valuing the company at up to $2.5 billion.
This move underscores their growth trajectory and commitment to expanding their services in the Indian health insurance market.
Krishnan Ramachandran serves as the Managing Director and CEO of Niva Bupa Health Insurance Company Limited. With over 24 years of experience in the health insurance, healthcare, and life sciences industries, Mr. Ramachandran has previously held leadership positions at Apollo Munich Health Insurance Company Limited and Apollo DKV Insurance Company Ltd.