Niva Bupa Health Insurance

Niva Bupa Health Recharge Super Top Up Policy And Plan

Niva Bupa Health Insurance

7.0/10

OneAssure Rating

85.18%
Claim Settlement Ratio
10,000
Network Hospitals

Highlighted Features

Unlimited Room Rent

Unlimited Room Rent

No limit on room rent for both normal and ICU stays, allowing policyholders to choose their preferred hospital accommodation without financial constraints.

Advanced Medical Treatments

Advanced Medical Treatments

Covers cutting-edge treatments like robotic surgeries, immunotherapy, deep brain stimulation, and stem cell therapy, ensuring access to the latest medical advancements without additional costs.

Brochure

Policy Wording

Our Verdict

The Niva Bupa Health Recharge Plan offers comprehensive coverage with a high sum insured, no room rent restrictions, and global treatment access. Ideal for those seeking additional coverage alongside existing plans.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: No Limit

  2. ICU: No Limit 

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02

Advanced Treatments

  1. Balloon Sinuplasty 

  2. Deep Brain stimulation 

  3. Oral chemotherapy 

  4. Immunotherapy- Monoclonal Antibody to be given as injection  

  5. Intra vitreal injections 

  6. Robotic surgeries

  7. Uterine Artery Embolization and HIFU (High intensity focused ultrasound) 

  8. Stereotactic radio surgeries 

  9. Bronchial Thermoplasty 

  10. Vaporisation of the prostrate (Green laser treatment or holmium laser treatment) 

  11. IONM - (Intra Operative Neuro Monitoring) 

  12. Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.

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03

Co-payment

  1. 20% of co-payment is covered.

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04

Waiting Periods

  1. Initial Waiting period- 30 Days 

  2. Specific Diseases - 24 Months

  3. Pre-Existing Diseases - 36 Months

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05

Cashless Healthcare Providers

  1. 10,000+ Healthcare Providers 

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06

Day Care Treatments

  1. Requiring hospitalization for less than 24 hours are included in the policy coverage, up to the sum insured. 

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07

AYUSH Treatment

  1. Covers treatments under Ayurveda, Unani, Siddha, and Homeopathy systems.

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Exclusions

Add-ons

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Why OneAssure?

Coverage That Grows with You

We help you maximize your coverage over time for stronger protection.

About the Company

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Frequently Asked Questions

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