Niva Bupa Health Insurance

Niva Bupa Health Recharge Plan

Niva Bupa Health Insurance

6.8/10

OneAssure Rating

85.18%
Claim Settlement Ratio
10,000
Network Hospitals

Highlighted Features

Unlimited Room Rent

Unlimited Room Rent

No restrictions on room rent for both normal and ICU stays, ensuring policyholders receive the best possible care without worrying about additional hospitalization costs.

Cutting-Edge Advanced Treatments Coverage

Cutting-Edge Advanced Treatments Coverage

Covers robotic surgeries, immunotherapy, stereotactic radio surgeries, stem cell therapy, and more, ensuring access to the latest medical advancements for critical illnesses.

Brochure

Policy Wording

Our Verdict

Niva Bupa Health Recharge suits individuals and families needing high coverage with no room rent cap and loyalty benefits. Though premium varies, its add-ons and lifetime renewability enhance long-term financial security.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: No Limit 

  2. ICU: No Limit 

    Covered up to Sum Insured

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02

Advanced Treatments

  1. Uterine Artery Embolization and HIFU (High intensity focused ultrasound) 

  2.  Balloon Sinuplasty 

  3. Deep Brain stimulation 

  4. Oral chemotherapy 

  5. Immunotherapy- Monoclonal Antibody to be given as injection

  6. Intra vitreal injections g. Robotic surgeries 

  7. Stereotactic radio surgeries 

  8. Bronchial Thermoplasty 

  9. Vaporisation of the prostrate (Green laser treatment or holmium laser treatment) 

  10. IONM - (Intra Operative Neuro Monitoring) 

  11. Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered.

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03

Co-payment

  1. 20% of co-payment is covered.

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04

Waiting Periods

  1. Initial Waiting Period- 30 Days

  2. Specific Diseases - 24 Months 

  3. Pre-Existing Diseases- 36 Months 

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05

Cashless Healthcare Providers

  1. 10,000+ Healthcare Providers in India.

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06

Day Care Treatments

  1. Covered up to Sum Insured.

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07

AYUSH Treatment

  1. Treatments taken under Ayurveda, Yoga and Naturopathy, Unani, Sidha and Homeopathy systems are covered under the policy.

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Exclusions

Add-ons

Looking for a Specific Hospital ?

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Why OneAssure?

Coverage That Grows With You

We help you maximize your coverage over time for stronger protection.

About the Company

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Frequently Asked Questions

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