Aditya Birla Health Insurance

Aditya Birla Activ Assure Diamond Plan

Aditya Birla Health Insurance

8.8/10

OneAssure Rating

94.47%
Claim Settlement Ratio
12,000
Network Hospitals

Highlighted Features

Room Rent (Normal & ICU)

Room Rent (Normal & ICU)

This policy includes room rent coverage, offering a single private room for normal hospitalization and no cap on ICU stays.

Co-payment

Co-payment

The Activ Assure Diamond Plan does not have a mandatory co-payment for most policyholders.

Brochure

Our Verdict

Activ Assure Diamond offers high sum insured, wellness rewards, and worldwide emergency cover, making it ideal for active individuals and families. However, sub-limits on some benefits may restrict flexibility.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Room Rent Limit: No limit on room category, allowing policyholders to opt for any hospital room as per their preference.

  2. ICU Limit: No capping on ICU charges, ensuring full coverage for intensive care treatments without any restrictions.

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02

Advanced Treatments

  1. Covers advanced treatments, including robotic surgeries, stem cell therapy (for approved conditions), targeted cancer therapy, organ transplant procedures, and specialized cardiac treatments, ensuring access to modern and high-cost medical care.

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03

Co-payment

  1. The Activ Assure Diamond Plan does not have a mandatory co-payment for most policyholders.

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04

Waiting Periods

  1. Initial Waiting Period: 30 days from policy inception, except for accidental claims.

  2. Pre-Existing Diseases (PED): Covered after 48 months of continuous policy coverage.

  3. Specific Illnesses/Procedures: A waiting period of 24 months applies to certain listed conditions.

  4. Maternity Benefits: Covered after 24 months for maternity-related expenses (if applicable).

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05

Cashless Healthcare Providers

  1. The plan provides access to over 12,000 network hospitals across India, offering cashless treatment facilities. 

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06

Day Care Treatments

  1. Covered under this plan.

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07

AYUSH Treatment

  1. AYUSH treatment covered under this policy

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Exclusions

Add-ons

Looking for a Specific Hospital ?

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Why OneAssure?

Coverage That Grows With You

We help you maximize your coverage over time for stronger protection.

About the Company

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Frequently Asked Questions

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