Aditya Birla Health Insurance

Aditya Birla Health Insurance For Senior Citizens Plan

Aditya Birla Health Insurance

7.6/10

OneAssure Rating

94.47%
Claim Settlement Ratio
12,000
Network Hospitals

Highlighted Features

Room Rent (Normal & ICU)

Room Rent (Normal & ICU)

This policy includes room rent coverage, offering a single private room for normal hospitalization and no cap on ICU stays.

Advanced Treatments

Advanced Treatments

Coverage includes advanced treatments such as coronary angiography, cancer radiotherapy, chemotherapy, and palliative care, ensuring access to essential medical support during critical times.

Brochure

Our Verdict

​Aditya Birla Activ Care Premier offers comprehensive coverage tailored for seniors, including OPD expenses and a reduced 2-year waiting period for pre-existing conditions. However, it imposes a 20% co-payment on specific treatments and lacks a monthly premium payment option. Ideal for individuals aged 55 and above seeking extensive health coverage despite higher premiums.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: single private A/C room

  2. ICU: covered up to sum insured 

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02

Advanced Treatments

  1. Including robotic surgeries, stem cell therapy (for specific conditions), and modern procedures like laser treatments and bariatric surgery.

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03

Co-payment

  1. 10% co-pay for all Inpatient Hospitalization.

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04

Waiting Periods

  1. Initial waiting period (not applicable in case of accident and subsequent renewal): 30 days

  2. Pre Existing Disease waiting period: 24 months 

  3. Specific illness: 24 months

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05

Cashless Healthcare Providers

  1. 12354 + network hospitals.

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06

Day Care Treatments

  1. 586 listed day care procedures covered by the policy.

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07

AYUSH Treatment

  1. Covered by the policy

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Exclusions

Add-ons

Looking for a Specific Hospital ?

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About the Company

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