Our Verdict
Digit Life Insurance offers several benefits like premium waivers in cases of terminal illness or accidental disability, with an accelerated payout for terminal illness diagnosis. It also includes whole life cover options and discounts for female customers. Additional discounts may apply, enhancing affordability for policyholders.
Pros
High Network Hospital and Garage Coverage
Policyholders benefit from a large network of cashless hospitals (for health insurance) and garages (for motor insurance).
Quick Claim Settlement
Many customers report a smooth and fast claim approval process, particularly for minor claims.
Competitive Pricing
Premiums for Go Digit’s policies are often more affordable than those of traditional insurers, especially for vehicle insurance.
Pros
Cons
Policy Exclusions and Limitations
Some policies have strict exclusions or sub-limits that might not be evident at first glance, leading to claim disputes.
Limited Offline Support
Since Go Digit operates mainly through digital channels, customers who prefer in-person interactions may find support lacking.
Cons
Company Stats
Industry Avg.
Go Digit Life Insurance
Premium Underwritten
Industry Avg.
Go Digit Life Insurance
Solvency Ratio
Rating 6.6/10
About the Company
Go Digit General Insurance Limited, founded in 2016 and headquartered in Bengaluru, is a leading digital-first insurer offering motor, health, travel, property, and business insurance. The company simplifies insurance through technology-driven solutions, enabling quick policy issuance and claim processing. With 74 active products and a vast network of 61,972 partners, including 58,532 POSPs, Go Digit operates across 24 Indian states.
Financially, the company has shown strong growth, with a 614.94% increase in operating profit and a 121.49% rise in net profit in FY 2023-24. It has also integrated 473 active bots to enhance operational efficiency. Led by CEO Jasleen Kohli, Go Digit continues to expand its digital insurance footprint. While known for its seamless processes, some customers report claim settlement delays. Despite this, its customer-centric approach makes it a preferred insurer.
Insurance Policies
KYC Documents Required
Pan Card No.
Aadhar Card
Recent Photograph
Cancelled Cheque with Name Printed
Bank Statements
Salary Slip of Latest 3 Months
Covid Vaccination
Claim Settlement
Claim Procedure
Renewal
Online Renewal
Offline Renewal
Key points to remember during Renewals
Customer Support
Talk to an OneAssure Insurance Expert for FREE.
Toll Free - 9960126126.,
E-mail - hellolife@godigit.com.
Other related companies
