Bajaj Allianz Life Insurance

Bajaj Allianz Smart Protection Goal Plan

Bajaj Allianz Life Insurance

92.06%
Claim Settlement Ratio

Our Verdict

Bajaj Allianz Life Smart Protect Goal is ideal for individuals seeking affordable term insurance with extensive coverage, critical illness protection, and premium returns. It ensures financial security but may have higher costs for add-ons.

About the Plan

Eligibility

Features of the Product

01

Terminal Illness

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    02

    Total Permanent Disability Payout

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      03

      Inflation Protection Coverage

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        04

        Premium Payment Customizations

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          05

          Return of Premium (ROP) Option

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            Exclusions

            Add-ons

            WOMEN

            If you are a woman

            1. The premium rate applicable to female life will be based on the premium rate of 3 years younger male. This Rebate shall not be applicable for Pay-till-60 PPT option.

            CIGARETTE

            If you smoke

            1. Preferential Premium rates will be offered to non-tobacco users & to women, and premium discount will be offered for policies sourced through online mode

            Note :

            1. Suicide Clause : In such an event, the company will pay 80% of the total premiums paid till the date of death, provided the policy is in force. No other benefits will be payable.

            2. Free look up period: Policyholders have a free-look period of 30 days from the date of receipt of the policy document. If they are not satisfied with the terms and conditions of the policy, they can return it, stating the reasons for objection. 

            3. Grace Period: The plan offers a grace period of 30 days for annual and semi-annual premium payments and 15 days for monthly payments.

               

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            About the Company

            Frequently Asked Questions