Aditya Birla SunLife Insurance

Anmol Suraksha Kawach Plan

Aditya Birla SunLife Insurance

98.12%
Claim Settlement Ratio

Our Verdict

ABSLI Anmol Suraksha Kawach is ideal for individuals seeking affordable, high life cover with essential rider benefits. While it ensures financial security, it lacks maturity benefits, making it a pure risk protection plan.

About the Plan

Eligibility

Features of the Product

01

Premium Payment Customizations

  1. The ABSLI Anmol Suraksha Kawach plan offers flexible Premium Payment Customizations, allowing policyholders to choose between Single Pay (one-time lump sum), Limited Pay (fixed years like 5, 10, or 15 years), or Regular Pay (throughout the policy term). Premiums can be paid yearly, half-yearly, or monthly.

Exclusions

Add-ons

WOMEN

If you are a woman

  1. The ABSLI Anmol Suraksha Kawach plan offers female benefits, including preferential premium rates for women, making coverage more affordable. Additionally, it may provide enhanced protection for female-specific critical illnesses like breast and cervical cancer, ensuring comprehensive financial security.

Note :

  1. Suicide Clause : The ABSLI Anmol Suraksha Kawach plan includes a suicide clause, stating that if the policyholder dies by suicide within 12 months of policy inception, the nominee will receive 80% of the premiums paid.

  2. Free look up period: The ABSLI Anmol Suraksha Kawach plan offers a free look-up period of 15 days (30 days for online or distance mode purchases). During this period, policyholders can review the terms and cancel the policy if unsatisfied, receiving a refund after deducting applicable charges.

  3. Grace Period: The ABSLI Anmol Suraksha Kawach plan offers a grace period of 30 days for yearly and half-yearly premium payments and 15 days for monthly premium payments. During this period, policyholders can pay the missed premium without the policy lapsing.

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