New India Assurance

Young India Digi Health Policy Plan

New India Assurance

7.6/10

OneAssure Rating

89.95%
Claim Settlement Ratio
5,000+
Network Hospitals

Highlighted Features

Room Rent Coverage

Room Rent Coverage

ICU charges covered up to the sum insured, while normal room expenses are covered up to a specified limit.

Advanced Treatment Coverage

Advanced Treatment Coverage

Includes robotic surgeries, oral chemotherapy, and stem cell therapy, ensuring access to modern medical procedures.

Brochure

Policy Wording

Our Verdict

The Young India Digi Health Plan provides comprehensive coverage for hospitalization, critical illnesses, and maternity, ideal for individuals aged 18-45. It offers flexible sum insured options and valuable add-ons for added protection.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: Covered up to a specified limit.

     

  2. ICU: Covered up to Sum Insured

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02

Advanced Treatments

  1. Uterine Artery Embolization and HIFU (High intensity focused ultrasound) 

  2. Balloon Sinuplasty 

  3. Deep Brain stimulation 

  4. Oral chemotherapy 

  5. Immunotherapy - Monoclonal Antibody to be given as injection 

  6. Intra vitreal injections 

  7. Robotic surgeries 

  8. Stereotactic radio surgeries 

  9. Bronchical Thermoplasty

  10. Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)

  11. IONM - (Intra Operative Neuro Monitoring) 

  12. Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to sum insured.

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03

Co-payment

  1. If an insured person opts for Zone 1, they can avail treatment anywhere in India with no co-payment applicable.

    If an insured person opts for Zone 2 and receives treatment in Zone 1, a 10% co-payment is applicable on the admissible claim amount.

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04

Waiting Periods

  1. 12-month waiting period for certain illnesses and 

     

  2. 24 months for pre-existing diseases.

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05

Cashless Healthcare Providers

  1. Access to an extensive network of over 5,000+ hospitals across India for cashless treatment.

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06

Day Care Treatments

  1. Day care treatments like cataract surgery, chemotherapy, and others requiring less than 24-hour hospitalization are covered under the plan.

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07

AYUSH Treatment

  1. The policy includes coverage for alternative treatments under AYUSH (Ayurveda, Yoga, Unani, Siddha, and Homeopathy) up to the limits specified in the policy.

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Exclusions

Add-ons

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Why OneAssure?

Coverage That Grows With You

We help you maximize your coverage over time for stronger protection.

About the Company

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