
Tata Aig Medicare Plus Plan
Tata AIG
8.4/10
OneAssure Rating
8.4/10
OneAssure Rating
Highlighted Features

Comprehensive Daycare Coverage
Covers expenses for listed daycare treatments requiring less than 24-hour hospitalization due to illness, disease, or injury.

Room Rent (Normal & ICU)
Covers room rent expenses with 2% of the sum insured per day for normal rooms and 4% per day for ICU stays.
Brochure
Policy Wording
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Our Verdict
Tata AIG MediCare Plus Plan offers cost-effective, comprehensive coverage, including maternity and dental treatments, with no co-payment options. Ideal for those seeking to enhance existing coverage and manage rising medical expenses.
About the Plan
Tata AIG's MediCare Plus Plan is a super top-up health insurance covering ₹3 lakh to ₹1 crore. It activates after the deductible is exhausted, enhancing existing coverage. With 12,000+ cashless hospitals, no pre-policy medical check-up, and Section 80D tax benefits (up to ₹75,000), it covers domiciliary, AYUSH, and in-patient dental treatments, providing comprehensive, cost-effective healthcare protection against rising medical expenses.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent (Normal & ICU)
Normal: 2% of the sum insured per day
ICU: 4% of the sum insured per day
Waiting Periods
Initial waiting period: 30 Days
Specific Waiting Periods: 24 Months
Pre-Existing Diseases: 36 Months
Cashless Healthcare Providers
12046+ Healthcare Providers
Day Care Treatments
Cover expenses for listed Day Care Treatment due to disease/illness/Injury during the policy period taken at a hospital or a Day Care Centre.
AYUSH Treatment
Covers treatments under Ayurveda, Unani, Siddha, and Homeopathy systems.
Exclusions
Pre-existing diseases not covered for 36 months.
Cosmetic or plastic surgery unless medically necessary.
Injuries due to hazardous activities or adventure sports.
Treatment for drug or alcohol addiction.
Non-prescribed vitamins, supplements, or tonics.
Infertility treatments, including IVF procedures.
Dental or vision care unless due to an accident.
Congenital diseases and birth defects.
Self-inflicted injuries, including suicide attempts.
War, nuclear radiation, or biological weapon-related treatments.
Exclusions
Enhanced Sum Insured - Increase coverage amount for better financial protection.
No Co-payment Option - Opt for zero co-payment on claims.
Maternity Cover Add-on - Covers maternity expenses and newborn care.
OPD Benefits - Covers outpatient consultations and diagnostics.
Hospital Cash Benefit - Daily cash allowance during hospitalization.
Add-ons
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About the Company
Tata AIG General Insurance Company Limited is a prominent insurance provider in India, established as a joint venture between the Tata Group and the American International Group (AIG).The company offers a diverse range of general insurance products, including motor, health, travel, and home insurance, catering to both individual and business needs. With a mission to create better tomorrows for customers, Tata AIG focuses on providing trustworthy and innovative risk solutions, backed by professional expertise and exceptional service capabilities
Amit Ganorkar is the CEO and MD of Tata AIG General Insurance. With over 20 years of experience in the insurance sector, he focuses on customer-centric solutions and digital transformation strategies.