Tata Aig Medicare Plan
Tata AIG
Highlighted Features
Comprehensive Day Care
Covers expenses for listed day care procedures that do not require 24-hour hospitalization, ensuring access to advanced treatments with shorter recovery periods.
Room Rent (Normal & ICU)
Covers 2% of the sum insured per day for normal rooms and 4% per day for ICU stays, ensuring financial support during hospitalization.
Brochure
Policy Wording
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Our Verdict
Tata AIG MediCare Health Insurance offers comprehensive coverage, including maternity and critical illness benefits, with a high claim settlement ratio. Ideal for individuals seeking extensive healthcare support and added security through add-ons.
About the Plan
Tata AIG's MediCare Health Insurance offers coverage from ₹3 lakhs to ₹20 lakhs, covering in-patient hospitalization, pre (30 days) and post (60 days) hospitalization, 540+ day care procedures, domiciliary treatment, and AYUSH therapies. It provides a 10% cumulative bonus per claim-free year (up to 100%) and access to 11,000+ cashless hospitals. With a 96.43% claim settlement ratio (FY 2020-21), it ensures comprehensive healthcare support.
About the Plan
Features of the Product
Room Rent (Normal & ICU)
Normal: 2% of the sum insured per day
ICU: 4% of the sum insured per day
Waiting Periods
Initial Waiting Periods: 30 Days
Specific Diseases/procedures: 24 Months
Pre-Existing Diseases: 36 Months
Cashless Healthcare Providers
11,000+ Cashless Hospitals
Day Care Treatments
Cover expenses for listed Day Care Treatment due to disease/illness/injury during the policy period taken at a hospital or a Day Care Centre.
AYUSH Treatment
Cover for expenses incurred for treatment as in-patient in AYUSH Hospital.
Exclusions
Pre-existing diseases during the waiting period.
Injuries or illnesses due to self-inflicted harm or suicide attempts.
Treatment related to alcohol, drug abuse, or substance use disorders.
Cosmetic or plastic surgeries unless medically required.
Treatment for infertility, sterility, or assisted reproduction.
Participation in hazardous sports or adventure activities.
War, nuclear hazards, or acts of terrorism-related injuries.
Congenital diseases, birth defects, or developmental disorders.
Experimental or unproven medical treatments and therapies.
Dental treatments, unless required due to an accident.
Exclusions
Enhanced Sum Insured - Get additional coverage beyond the base sum insured.
Maternity Cover Add-on - Covers maternity expenses, including childbirth and newborn care.
Hospital Daily Cash - Receive a fixed daily cash benefit during hospitalization.
Accidental Cover Boost - Additional coverage for accidental injuries and treatments.
Critical Illness Rider - Lump sum payout on diagnosis of specified critical illnesses.
Add-ons
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We help you maximize your coverage over time for stronger protection.
About the Company
Tata AIG General Insurance Company Limited is a prominent insurance provider in India, established as a joint venture between the Tata Group and the American International Group (AIG).The company offers a diverse range of general insurance products, including motor, health, travel, and home insurance, catering to both individual and business needs. With a mission to create better tomorrows for customers, Tata AIG focuses on providing trustworthy and innovative risk solutions, backed by professional expertise and exceptional service capabilities
Amit Ganorkar is the CEO and MD of Tata AIG General Insurance. With over 20 years of experience in the insurance sector, he focuses on customer-centric solutions and digital transformation strategies.
About the Company
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