Tata AIG

Tata Aig Protect Plan

Tata AIG

94.51%
Claim Settlement Ratio
10,000
Network Hospitals

Highlighted Features

Room Rent & ICU Covered Up to Sum Insured

Room Rent & ICU Covered Up to Sum Insured

 Full financial coverage for hospital stays, minimizing medical expenses.
 

Day Care Treatments Covered

Day Care Treatments Covered

Includes chemotherapy, dialysis, and cataract surgery, making advanced medical procedures affordable without requiring long hospital stays.

Brochure

Policy Wording

Our Verdict

The Tata AIG Group EMI Protect Policy offers critical illness and accident coverage, ensuring EMIs are paid during medical emergencies. Ideal for employees seeking financial security against health-related disruptions in work.

About the Plan

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: Covered up to Sum Insured 

     

  2. ICU: Covered up to Sum Insured

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02

Waiting Periods

  1. Pre-existing diseases (PEDs): Any illness that existed before buying the policy is covered only after a waiting period of 36 months.

  2. Specific diseases & treatments: Certain medical conditions like hernia, cataracts, gallstones, or knee replacement surgery have a 24-month waiting period.

  3. Initial waiting period: A 30-day waiting period applies for non-accident-related hospitalizations.

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03

Cashless Healthcare Providers

  1. 10,000 cashless healthcare providers across India.

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04

Day Care Treatments

  1. Daycare treatments that require less than 24 hours of hospitalization are covered.

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05

AYUSH Treatment

  1. The policy covers alternative treatments under AYUSH.

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Exclusions

Add-ons

Looking for a Specific Hospital ?

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Why OneAssure?

Coverage That Grows with You

We help you maximize your coverage over time for stronger protection.

About the Company

Still Confused ?

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Frequently Asked Questions

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