Star Health Young Star Gold Plan
Star Health Insurance
8.1/10
OneAssure Rating
8.1/10
OneAssure Rating
Highlighted Features
Room Rent (Normal & ICU)
Offers a single private A/C room for normal hospitalization with no limit on ICU charges, ensuring high-quality medical care without financial constraints.
Advanced Treatments
Covers specialized treatments like robotic surgeries, deep brain stimulation, and immunotherapy, ensuring access to advanced medical procedures without financial burden.
Brochure
Policy Wording
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Our Verdict
The Star Health Young Star Insurance Policy offers comprehensive coverage for young individuals and families, including maternity, wellness programs, and critical illness benefits. Ideal for those seeking proactive health management and financial security.
About the Plan
The Star Health Young Star Insurance Policy is designed for individuals aged 18-40, with dependent children (91 days-25 years) covered under a floater plan. Available in Silver and Gold variants, it covers hospitalization, road accidents from day one, and ambulance charges. Key benefits include no room rent cap, automatic sum insured restoration, wellness programs, and annual health check-ups. With lifelong renewals and flexible sum insured options, this policy ensures financial security and proactive health management for young individuals and families.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent (Normal & ICU)
Normal: Single Private A/C room
ICU: No Limit
Advanced Treatments
Uterine artery Embolization and HIFU
Balloon Sinuplasty
Deep Brain stimulation
Oral chemotherapy
Immunotherapy- Monoclonal Antibody to be given as injection
Intra vitreal injections
Robotic surgeries
Stereotactic radio surgeries
Bronchial Thermoplasty
Co-payment
No Mandatory Co-Payments.
Waiting Periods
Pre-Existing Diseases - Expenses related to the treatment of a pre-existing Disease (PED) and its direct complications shall be excluded until the expiry of 12 months of continuous coverage after the date of inception of the first policy with the insurer.
Specified Diseases - Expenses related to the treatment of the following listed Conditions, surgeries/treatments shall be excluded until the expiry of 12 months of continuous coverage after the date of inception of the first policy with us. This exclusion shall not be applicable for claims arising due to an accident
Initial Waiting Period - Expenses related to the treatment of any illness within 30 days from the first policy commencement date shall be excluded except claims arising due to an accident, provided the same are covered.
Cashless Healthcare Providers
14,000+ Network Hospitals.
Day Care Treatments
All Day Care Procedures are covered.
AYUSH Treatment
Medical expenses for Inpatient Hospitalization incurred on treatment under Ayurveda, Unani, Sidha and Homeopathy systems of medicines in a AYUSH Hospital is payable up to the sum insured.
Exclusions
Treatment for pre-existing diseases during the waiting period.
Injuries due to self-inflicted harm, suicide attempts, or substance abuse.
Cosmetic or plastic surgery unless required due to an accident.
Expenses related to infertility and reproductive treatments.
Experimental or unproven medical treatments.
Treatments related to obesity or weight control programs.
Non-medical expenses such as dietary supplements and wellness products.
Hospitalization primarily for diagnostic purposes without active treatment.
Exclusions
Maternity Cover Add-on - Covers delivery expenses, newborn care, and maternity-related hospitalization costs.
OPD Expenses Cover - Reimburses outpatient consultations, diagnostic tests, and prescribed medicines.
Accidental Coverage Boost - Enhances coverage for accidental hospitalization and treatments.
Wellness Benefits Upgrade - Includes gym memberships, health check-ups, and wellness programs.
Critical Illness Rider - Provides a lump sum payout for specified critical illnesses.
Add-ons
Looking for a Specific Hospital ?
Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
Star Health and Allied Insurance was founded in 2006 by Dr. A. Sakthivel, and its headquarters is located in Chennai, Tamil Nadu.
Star Health and Allied Insurance is a leading health insurance company in India, offering a range of plans to suit diverse customer needs. They specialize in medical, critical illness, and accidental insurance, providing affordable coverage to individuals and families. The company aims to ensure access to quality healthcare through an extensive network of hospitals. With over a decade of experience, Star Health continues to innovate in the insurance space, focusing on customer-centric services and simplifying claim processes.
About the Company
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Right Time to Port Health Insurance Policy
The application should be made at least 45 days prior to the policy renewal date, mentioning the name of the insurance company to which the policyholder wants to switch his/her policy.