Star Health Insurance

Star Health Diabetes Safe Health Insurance Plan

Star Health Insurance

6.7/10

OneAssure Rating

85.32%
Claim Settlement Ratio
14,000
Network Hospitals

Highlighted Features

Advanced Treatments

Advanced Treatments

Coverage includes advanced treatments such as coronary angiography, cancer radiotherapy, chemotherapy, and palliative care, ensuring access to essential medical support during critical times.

Cashless Healthcare Providers

Cashless Healthcare Providers

Access to over 14,000 cashless healthcare providers for seamless treatment.

Brochure

Our Verdict

Star Diabetes Safe Plan B offers comprehensive coverage from day one for individuals with pre-existing diabetes, including related complications. Add-ons like Worldwide Emergency and Wellness enhance its value, making it ideal for those needing immediate and extensive diabetes-focused protection.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Room Rent Limit: Capped at 1% of the sum insured per day, up to a maximum of ₹5,000 per day.

  2. ICU Limit: Capped at 2% of the sum insured per day, up to a maximum of ₹10,000 per day

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02

Advanced Treatments

  1. Diabetes care coverage includes Insulin Pump Therapy for continuous insulin delivery, Retinal Laser Treatment to prevent vision loss, and cardiovascular procedures like Angioplasty and Bypass Surgery. It also covers Advanced Wound Care for diabetic foot ulcers and Neuropathy Treatment for nerve damage.

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03

Co-payment

  1. Copayment Rate: 20% on all claims for policyholders aged 61 years and above.

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04

Waiting Periods

  1. Initial Waiting Period: 30 days from the policy start date, except for accidental injuries.

  2. Pre-Existing Diseases (Except Diabetes): Covered after 48 months of continuous policy coverage.

  3. Diabetes & Related Complications: No waiting period—coverage starts from day one.

  4. Specific Illnesses & Treatments: Certain conditions like hernia, cataract, and joint replacements have a 24-month waiting period.

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05

Cashless Healthcare Providers

  1. Star Health Insurance's extensive network of over 14,000 hospitals across India.

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06

Day Care Treatments

  1. The Star Arogya Sanjeevani Plan covers daycare treatments

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07

AYUSH Treatment

  1. Covered under this policy

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Exclusions

Add-ons

Looking for a Specific Hospital ?

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Why OneAssure?

Coverage That Grows With You

We help you maximize your coverage over time for stronger protection.

About the Company

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