Star cardiac care Platinum
Star Health Insurance
Highlighted Features
Room Rent (Normal & ICU)
Room charges and ICU limits covered up to the sum insured limit.
Advanced Treatments
Covers specialized treatments like robotic surgeries, oral chemotherapy, deep brain stimulation, and stem cell therapy, ensuring policyholders access modern medical advancements for critical conditions.
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Our Verdict
Star Cardiac Care Platinum offers comprehensive coverage for cardiac patients, including pre-existing conditions after a waiting period, and non-cardiac treatments. Add-ons like hospital cash and home care enhance its suitability for those needing specialized and ongoing cardiac care.
About the Plan
Star Cardiac Care Platinum is a specialized health insurance plan designed for individuals with pre-existing heart conditions. It offers comprehensive coverage for both cardiac and non-cardiac treatments, ensuring financial protection during medical emergencies. The plan includes hospitalization expenses, pre- and post-hospitalization costs, ambulance charges, and daycare procedures. It also covers pre-existing heart ailments after a waiting period. With high sum insured options and cashless treatment at network hospitals, this plan provides peace of mind and essential healthcare support for cardiac patients.
About the Plan
Features of the Product
Room Rent (Normal & ICU)
Room charges and ICU limits covered up to the sum insured limit.
Advanced Treatments
Star Cardiac Care Platinum covers advanced treatments like robotic surgery, oral chemotherapy, deep brain stimulation, immunotherapy, and stereotactic radio surgeries.
Co-payment
Star Cardiac Care Platinum has a 10% co-payment for all claims if the insured is above 60 years at policy entry.
Waiting Periods
Star Cardiac Care Platinum has a 30-day initial waiting period, 24 months for specific diseases, and 90 days for pre-existing cardiac conditions.
Cashless Healthcare Providers
13,533 Network Hospitals
Day Care Treatments
All Day care procedures are covered.
AYUSH Treatment
Covered by the policy.
Exclusions
Congenital external conditions, defects, or anomalies
Convalescence, general debility, run-down conditions, and nutritional deficiency states
Intentional self-injury
Injuries or diseases resulting from nuclear weapons or materials
Unconventional, untested, or experimental treatments and therapies
Treatment related to external birth defects
Circumcision (except due to accident), preputial dilatation, removal of smegma, etc.
Treatment arising from or traceable to pregnancy, childbirth, miscarriage, abortion, or complications of these .
War, invasion, acts of foreign enemies, hostilities, or warlike operations (whether war is declared or not).
Expenses incurred on domiciliary hospitalization and OPD treatment
Exclusions
Hospital Cash Benefit - Provides a fixed daily cash allowance during hospitalization, helping to cover incidental expenses not included in the standard hospitalization coverage.
Home Care Treatment Cover - Offers reimbursement for medical treatments administered at home, ensuring continuity of care when hospital admission is not required or feasible.
Outpatient Consultation Cover - Provides reimbursement for medical consultations with specialists, ensuring coverage for routine health check-ups and non-hospitalization medical advice.
Personal Accident Cover - Offers financial protection by providing a lump sum benefit in case of accidental death or permanent total disablement, supplementing the base policy's benefits.
Add-ons
Looking for a Specific Hospital ?
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We help you maximize your coverage over time for stronger protection.
About the Company
Star Health and Allied Insurance was founded in 2006 by Dr. A. Sakthivel, and its headquarters is located in Chennai, Tamil Nadu.
Star Health and Allied Insurance is a leading health insurance company in India, offering a range of plans to suit diverse customer needs. They specialize in medical, critical illness, and accidental insurance, providing affordable coverage to individuals and families. The company aims to ensure access to quality healthcare through an extensive network of hospitals. With over a decade of experience, Star Health continues to innovate in the insurance space, focusing on customer-centric services and simplifying claim processes.
About the Company
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