
SBI General Insurance Company Limited
7.6/10
OneAssure Rating
7.6/10
OneAssure Rating
Our Verdict
SBI General Health Insurance provides comprehensive coverage options, including plans like Health Edge Insurance and Arogya Sanjeevani Policy. These plans offer benefits such as unlimited refill for related and unrelated illnesses, outpatient cover, and AYUSH treatment. Additionally, the Arogya Top Up Policy enhances coverage with features like day care expenses, organ donor coverage, and maternity expenses. With a network of over 16,625 hospitals and a claim settlement ratio of 98% in FY 23-24, SBI General ensures accessible and reliable healthcare support. However, it's important to review specific policy terms and conditions to ensure they meet individual healthcare needs.
Pros
Trusted brand
Backed by SBI, a reputable financial institution with a vast presence.
Quick Claim Settlement Process
Known for its efficient and hassle-free claim settlement process, ensuring prompt and transparent reimbursement for policyholders.
No-Claim Bonus (NCB)
Provides a rewarding no-claim bonus for claim-free years, reducing premiums and incentivizing safe practices.
Pros
Cons
High renewal premiums
Renewal premiums may increase significantly after the first year, potentially discouraging long-term customers
Limited online support features
While customer service is available, the lack of advanced online self-help tools can be inconvenient.
Cons
Company Stats
Industry Avg.
SBI General Insurance Company Limited
Gross Direct Premium
Industry Avg.
SBI General Insurance Company Limited
ICR%
Rating 7.6/10
About the Company
SBI General Insurance was established in 2009 as a joint venture between State Bank of India and Insurance Australia Group (IAG). Headquartered in Mumbai, India, the company offers a comprehensive range of insurance products such as motor, health, home, travel, and commercial insurance. Their policies are designed to meet various customer needs, from individual coverage to family and corporate plans. The company also emphasizes customer-centric services and easy claim processes.
KYC Documents Required
Aadhar Card
Voter ID Card
PAN card
Passport
Claim Settlement
Cashless Claim
Reimbursement Claim
Renewal
Online Renewal
Offline Renewal
Key points
Customer Support
Talk to our experts for Insurance Assistance for FREE
For SBI General Insurance Company Limited customer care :
Toll Free - 11800 102 1111
E-mail - customer.care@sbigeneral.in