Our Verdict
ManipalCigna Sarvah offers zero waiting periods for pre-existing conditions, 100% sum insured growth yearly, and unlimited restoration for illnesses. The Surplus Benefit doubles coverage for the first claim annually, while the Sarathi Benefit reduces waiting periods to 30 days. A strong option for comprehensive, hassle-free health coverage.
Pros
Brand Trust and Reputation
Manipal Cigna has established credibility over years in healthcare.
Customizable Plans
Provides flexible plan options to cater to individual needs, allowing customers to choose coverage that fits their requirements.
Senior Citizen Plans
Specialized plans for senior citizens with tailored coverage options and benefits to meet their specific health needs.
Pros
Cons
Pre-existing Condition Waiting Period
Coverage for pre-existing conditions may involve a waiting period, delaying immediate benefits for such conditions.
Limited OPD Coverage
Out-patient department (OPD) expenses might have limited coverage, requiring additional plans or higher premiums.
Network Hospital Restrictions
Cashless treatment is only available in network hospitals, limiting the choice of hospitals for policyholders.
Cons
Company Stats
Industry Avg.
Manipal Cigna Health Insurance Company
Gross Direct Premium
Industry Avg.
Manipal Cigna Health Insurance Company
ICR%
Rating 6/10
About the Company
Manipal Cigna Health Insurance was founded in 2014. It is a joint venture between Manipal group and Cigna Corporation. The company’s headquarters is in Mumbai, India.
The company provides a wide range of health insurance products.Their offerings include individual and family health plans, critical illness coverage, and specialized policies for senior citizens. ManipalCigna's key products like ProHealth Insurance, Super Top-Up, and Prime Senior Insurance offer extensive coverage for hospitalization, wellness services, and critical health conditions. They also provide global coverage, preventive healthcare, and cashless treatment across a network of 6,500+ hospitals. The company focuses on customer-centric services, with digital tools for managing policies, claims, and renewals, enhancing convenience for policyholders.
KYC Documents Required
Aadhar Card
Voter ID Card
PAN card
Passport
Claim Settlement
Cashless Claim
Reimbursement Claim
Renewal
Online Renewal
Offline Renewal
Key points to remember during Renewals
Customer Support
Talk to an OneAssure Insurance Expert for FREE.
Toll Free - 1800-102-4462,
E-mail - customercare@manipalcigna.com