IFFCO TOKIO General Insurance Company Limited

IFFCO TOKIO General Insurance Company Limited

7.2/10

OneAssure Rating

Our Verdict

IFFCO Tokio Health Insurance provides comprehensive coverage for individuals and families, including hospitalization, surgeries, and critical illness treatments. Benefits encompass pre- and post-hospitalization expenses, cashless treatment at over 7,000 network hospitals, and coverage for 383 day care procedures. The policy offers customizable plans to meet diverse healthcare needs. Additional advantages include tax benefits up to ₹1 lakh and no medical tests for applicants up to 60 years old. Prospective policyholders should review specific exclusions and terms before purchasing to ensure the plan aligns with their requirements. 

Pros

Cons

Company Stats

Industry Avg.


1905.12

IFFCO TOKIO General Insurance Company Limited


1646.03

Gross Direct Premium

Industry Avg.


83.49%

IFFCO TOKIO General Insurance Company Limited


107.46%

ICR%

Rating 7.2/10

Solvency2.2/4
ICR2.7/3
Growth2.3/3

About the Company

IFFCO Tokio General Insurance Company Limited was established in 2000,it is a joint venture between the Indian Farmers Fertiliser Co-operative Limited (IFFCO) and Japan's Tokio Marine Group, with IFFCO holding a 51% stake and Tokio Marine 49%.

The company offers a diverse range of insurance products, including health insurance plans tailored for individuals and families. Their health insurance policies provide comprehensive coverage with sum insured options up to ₹1 crore, access to over 7,000 network hospitals across India, and benefits such as pre-hospitalization coverage (usually 60 days), post-hospitalization coverage (usually 90 days), and no pre-policy medical tests for applicants up to 60 years of age. 

Additionally, they offer wellness benefits and a simple claim process, aiming to deliver peace of mind and financial security during medical emergencies.

MD and CEO of IFFCO Tokio insurance, Mr Subrata Mondal aims to make insurance accessible and affordable to a larger crowd by offering simpler claim processing and extensive coverage.

KYC Documents Required

Aadhar Card

Voter ID Card

PAN card

Passport

Claim Settlement

Cashless Claim

Reimbursement Claim

Renewal

Online Renewal

Offline Renewal

Key points to remember during Renewals

Renew your policy online easily with just a few clicks.
Receive reminders to avoid lapses and maintain active coverage.
Pay renewal premiums flexibly via cards, UPI, or net banking.
Retain No Claim Bonus for claim-free years during renewal.
Enjoy uninterrupted coverage and benefits with seamless policy renewal.

Customer Support

Talk to an OneAssure Insurance Expert for FREE.

For IFFCO TOKIO General Insurance Company Limited customer care :
Toll Free - 1800-103-5499,
E-mail - grievance@iffcotokio.co.in

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Frequently Asked Questions