Icici Health Booster Plan
ICICI Lombard Health Insurance
Highlighted Features
Room Rent and ICU limits
ICICI Lombard Health Booster covers room rent and ICU charges without caps, ensuring full coverage up to the sum insured.
Advanced Treatments
Coverage includes advanced treatments such as coronary angiography, cancer radiotherapy, chemotherapy, and palliative care, ensuring access to essential medical support during critical times.
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Our Verdict
ICICI Lombard Health Booster offers high sum insured with flexible deductibles and add-ons like accident cover and hospital cash. Ideal for individuals and families seeking affordable extended health coverage alongside existing policies.
About the Plan
ICICI Lombard's Health Booster is a super top-up health insurance plan designed to enhance your existing health coverage by providing a higher sum insured at an affordable premium. It offers a wide range of annual sum insured options, from ₹5 lakh to ₹50 lakh, with flexible deductible choices of ₹3 lakh, ₹4 lakh, or ₹5 lakh. The policy covers in-patient treatment, pre- and post-hospitalization expenses, and specified day care procedures. It also includes benefits like in-patient AYUSH treatment and domiciliary hospitalization cover. The plan is available on an individual or family floater basis, with lifetime renewability and policy periods of one, two, or three years. Additionally, premiums paid towards this policy are eligible for tax benefits under Section 80D of the Income Tax Act.
About the Plan
Features of the Product
Room Rent (Normal & ICU)
Normal: Single private A/C room
ICU: No limit, expenses incurred would be covered by the policy.
Advanced Treatments
Uterine Artery Embolization and HIFU (High intensity focused ultrasound)
Immunotherapy- Monoclonal Antibody to be given as injection
Vaporization of the prostrate (Green laser treatment or holmium laser treatment)
Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions
Balloon Sinuplasty
Oral Chemotherapy and many more
Co-payment
This does not apply if the insured is 60 years of age or below. However, this condition will not be applicable if you were aged 45 years or below at the time of buying this policy for the first time and have renewed it continuously after that.
Waiting Periods
Initial waiting period: 30 days for all illnesses (not applicable on renewal or for accidents)
Specific waiting periods: 24 months for specific illness and diseases
Pre-existing diseases: Covered after 48 months
Cashless Healthcare Providers
10,896 cashless healthcare
Day Care Treatments
150 medical expenses incurred by you while undergoing Specified Day Care Treatment, which require less than 24 hours hospitalization are covered by the policy.
AYUSH Treatment
Covered by the policy..
Exclusions
Treatments received outside India.
Injuries or illnesses resulting from alcohol or drug abuse.
Self-inflicted injuries, including suicide attempts.
Dental treatments, unless necessitated by an accident.
Participation in hazardous activities or adventure sports, such as rock climbing or paragliding.
Injuries arising from war, civil unrest, or similar events.
Exclusions
Hospital Daily Cash - Provides a fixed daily allowance of ₹1,000 or ₹3,000 for each day of hospitalization, applicable after a minimum of three consecutive days, up to
Convalescence Benefit - Offers a lump-sum payment if hospitalization exceeds 10 consecutive days, aiding in recovery expenses.
Personal Accident Cover - Pays a benefit amount equal to the sum insured in case of accidental death or permanent total disablement.
Temporary Total Disablement (TTD) Rehabilitation Cover - Provides a weekly fixed benefit for up to 10 weeks if an accident results in temporary total disablement, supporting rehabilitation needs.
Repatriation of Remains - Covers expenses for transporting the insured's mortal remains to their residence or for local cremation/burial in the event of death
Add-ons
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About the Company
ICICI Lombard is a leading private sector general insurance company in India, offering a comprehensive range of products, including health, motor, travel, and home insurance, through multiple distribution channels.
Their Elevate Health Policy is a customizable health insurance plan designed to provide extensive coverage for hospitalization and daycare treatments. Key features include unlimited reset of the sum insured, cashless approval within two hours, and a 30% discount on renewals for active living. Additionally, the plan offers a 100% increase in the sum insured every year and unlimited sum insured on any one claim during the policy lifetime, ensuring policyholders have access to necessary medical care without financial strain.
CEO and MD of ICICI Lombard general insurance company limited, Mr Sanjeev Mantri ensures that their vision and values align with providing a financial cushion to the policyholders during any health crisis.
About the Company
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