Activate Booster Plan A
ICICI Lombard Health Insurance
Highlighted Features
Room Rent (Normal & ICU)
No cap on normal room rent; ICU charges covered up to the sum insured, ensuring full financial support.
Advanced Treatments
Covers robotic surgery, stem cell therapy, oral chemotherapy, monoclonal antibody injections, and stereotactic radio surgeries for critical illnesses.
Brochure
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Our Verdict
Activate Booster Plan A offers high coverage up to ₹3 crore with deductible waivers and add-ons. Ideal for individuals with existing health policies seeking extra financial protection against large medical expenses.
About the Plan
The Activate Booster Plan A is a super top-up health insurance policy designed to provide extensive coverage beyond a base policy. It includes high sum insured options up to ₹3 crore, covering hospitalization, advanced treatments, pre and post-hospitalization expenses, AYUSH treatments, and home care. Key benefits include a deductible waiver, waiting period reduction options, and optional add-ons like domestic air ambulance cover, OPD benefits, and teleconsultations. The plan ensures financial security with comprehensive protection against medical expenses, making it ideal for individuals seeking enhanced health coverage.
About the Plan
Features of the Product
Room Rent (Normal & ICU)
Normal: No specific cap on room rent
ICU: No limit; covered up to the sum insured.
Advanced Treatments
Robotic surgery
Stem cell therapy
Oral chemotherapy
Monoclonal antibody injections
Stereotactic radio surgeries
Co-payment
No mandatory co-payment for policyholders below 61 years.
20% co-payment applies for those purchasing the policy after age 61.
Waiting Periods
Initial Waiting Period: 30 days (except for accidental hospitalization).
Specific Illnesses: 2-year waiting period.
Pre-existing Conditions: Covered after a 3-year waiting period.
Cashless Healthcare Providers
Access to over 24,800+ network hospitals for cashless treatment.
Day Care Treatments
Covers short-term medical procedures requiring less than 24-hour hospitalization, such as cataract surgery, chemotherapy, and dialysis.
AYUSH Treatment
Covers alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy when administered by licensed practitioners.
Exclusions
Expenses related to diagnostic and evaluation admissions.
Costs for bed rest, custodial care, or terminal illness services.
Obesity-related surgeries unless meeting strict medical criteria.
Treatments for gender transition or cosmetic procedures unless medically necessary.
Expenses incurred due to hazardous or adventure sports injuries.
Treatment for alcohol, drug, or substance abuse.
Non-medically necessary infertility and maternity-related expenses.
Experimental or unproven treatments lacking clinical validation.
Medical expenses arising from war, rebellion, or civil disturbances.
Injuries sustained while participating in unlawful activities.
Exclusions
Jumpstart - Reduces the waiting period for pre-existing conditions like asthma, diabetes, hypertension, and obesity to just 30 days.
BeFit - Provides cashless benefits for OPD visits, pharmacy purchases, physiotherapy, and diagnostic services via a mobile app.
Domestic Air Ambulance Cover - Covers emergency air transportation to the nearest hospital, up to the annual sum insured.
Health Check-Up - Offers a predefined health check-up package covering up to 0.5% of the sum insured (max ₹5,000).
Dependent Accommodation Benefit - Provides ₹1,000 per day for a dependent’s stay when the insured is hospitalized (up to 10 days).
Guaranteed Deductible Reduction - Reduces the deductible by 10% at each renewal, with a maximum reduction of up to 50%.
Teleconsultation - Unlimited online consultations with qualified medical practitioners via audio, video, or mobile apps.
Add-ons
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Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
ICICI Lombard is a leading private sector general insurance company in India, offering a comprehensive range of products, including health, motor, travel, and home insurance, through multiple distribution channels.
Their Elevate Health Policy is a customizable health insurance plan designed to provide extensive coverage for hospitalization and daycare treatments. Key features include unlimited reset of the sum insured, cashless approval within two hours, and a 30% discount on renewals for active living. Additionally, the plan offers a 100% increase in the sum insured every year and unlimited sum insured on any one claim during the policy lifetime, ensuring policyholders have access to necessary medical care without financial strain.
CEO and MD of ICICI Lombard general insurance company limited, Mr Sanjeev Mantri ensures that their vision and values align with providing a financial cushion to the policyholders during any health crisis.
About the Company
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