Aditya Birla Health Insurance

Aditya Birla Critical Illness Plan

Aditya Birla Health Insurance

8.0/10

OneAssure Rating

94.47%
Claim Settlement Ratio
10,000
Network Hospitals

Highlighted Features

Room Rent (Normal & ICU)

Room Rent (Normal & ICU)

Covers hospital room costs, including ICU with sub-limits, ensuring financial security for critical illness treatments.

Advanced Treatments

Advanced Treatments

Includes robotic surgery, stem cell therapy, oral chemotherapy, and specialized procedures, offering coverage for high-cost, modern medical treatments.
 

Brochure

Policy Wording

Our Verdict

The Activ Secure - Critical Illness Plan 2 offers extensive coverage for life-threatening illnesses with lump sum payouts, wellness support, and family coverage. Ideal for individuals seeking comprehensive financial protection against critical conditions.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: Covered as per policy terms.

  2. ICU: Covered with specified sub-limits.

Learn more
02

Advanced Treatments

  1. Uterine Artery Embolization and HIFU (High intensity focused ultrasound) 

  2.  Balloon Sinuplasty 

  3. Deep Brain stimulation d. Oral chemotherapy 

  4. Immunotherapy - Monoclonal Antibody to be given as injection 

  5. Intra vitreal injections 

  6. Robotic surgeries 

  7. Stereotactic radio surgeries 

  8. Bronchical Thermoplasty

  9. Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)

  10. IONM - (Intra Operative Neuro Monitoring) 

  11. Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to sum insured.

Learn more
03

Co-payment

  1. No co-payment required for critical illness claims.

Learn more
04

Waiting Periods

  1. 90-day initial waiting period for critical illnesses.

  2. 48-month waiting period for pre-existing diseases.

Learn more
05

Cashless Healthcare Providers

  1. Access to an extensive network of over 10,000 cashless healthcare providers across India.

Learn more
06

Day Care Treatments

  1. Covers all day care procedures requiring hospitalization for less than 24 hours, including surgeries and advanced treatments, up to the sum insured.

Learn more
07

AYUSH Treatment

  1. Expenses for alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy are covered up to the sum insured, promoting holistic healthcare options.

Learn more

Exclusions

Add-ons

Looking for a Specific Hospital ?

Explore Network Hospitals
alt

Why OneAssure?

Coverage That Grows with You

We help you maximize your coverage over time for stronger protection.

About the Company

Still Confused ?

Talk to Our Experts for your Insurance Assistance for FREE.

Frequently Asked Questions

Related Blogs

Blog

What is Group Personal Accident Insurance and How Does It Work?

Group Personal Accident Insurance offers financial protection against accidental death, disability, and medical expenses. Learn how it works and why it’s essential.

Blog

10 Health Insurance Benefits You Should Check for in Your Policy

Discover the 10 advantages of insurance and learn how health insurance can protect your family and finances during unforeseen medical events.

Blog

Factors to consider when buying critical illness insurance

Explore the importance of critical illness insurance, how it works, what it covers, and key factors to consider before buying a policy for financial protection.