Aditya Birla Health Insurance

Aditya Birla Activ Secure Critical Illness Plan

Aditya Birla Health Insurance

8.0/10

OneAssure Rating

94.47%
Claim Settlement Ratio
12,000
Network Hospitals

Highlighted Features

Room Rent (Normal & ICU)

Room Rent (Normal & ICU)

This policy includes room rent coverage, offering a single private room for normal hospitalization and no cap on ICU stays.

Advanced Treatments

Advanced Treatments

Coverage includes advanced treatments such as coronary angiography, cancer radiotherapy, chemotherapy, and palliative care, ensuring access to essential medical support during critical times.

Brochure

Our Verdict

The Aditya Birla Activ Secure - Critical Illness Plan 1 offers strong financial protection against critical illnesses with additional benefits like second opinions and wellness support. Ideal for individuals seeking comprehensive critical illness coverage.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. This policy includes room rent coverage, offering a single private room for normal hospitalization and no cap on ICU stays.

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02

Advanced Treatments

  1. Covers advanced treatments, including robotic surgeries, stem cell therapy (for approved conditions), targeted cancer therapy, organ transplant procedures, and specialized cardiac treatments, ensuring access to modern and high-cost medical care.

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03

Co-payment

  1. The Aditya Birla Health Insurance Activ Secure - Critical Illness Plan 1 is a fixed-benefit plan, meaning it provides a lump sum payout upon diagnosis of a covered critical illness. Since it is not an indemnity-based plan that reimburses hospitalization expenses, it does not have a co-payment clause.

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04

Waiting Periods

  1. Initial Waiting Period: 90 days from the policy start date, during which no claims are payable.

  2. Survival Period: 30 days post-diagnosis of a covered critical illness before the lump sum benefit is paid.

  3. Pre-existing Disease Waiting Period: 48 months for pre-existing conditions before they are covered under the policy.

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05

Cashless Healthcare Providers

  1. The plan provides access to over 11,000 network hospitals across India, offering cashless treatment facilities. 

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06

Day Care Treatments

  1. Covered under this plan.

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07

AYUSH Treatment

  1. AYUSH treatment covered under this policy

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Exclusions

Add-ons

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About the Company

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