Aditya Birla Health Insurance

Aditya Birla Activ One Nxt Plan

Aditya Birla Health Insurance

9.2/10

OneAssure Rating

94.47%
Claim Settlement Ratio
12,000
Network Hospitals

Highlighted Features

Room Rent (Normal & ICU)

Room Rent (Normal & ICU)

This policy includes room rent coverage, offering a single private room for normal hospitalization and no cap on ICU stays..

Cashless network

Cashless network

The Activ Health Platinum Enhanced Plan by Aditya Birla Health Insurance offers cashless hospitalization across an extensive network of over 11,000 hospitals nationwide..

policy wording

Our Verdict

Active Health NXT offers proactive wellness benefits, global treatment, and chronic disease cover from day one, ideal for health-conscious individuals. However, some add-ons may increase costs, requiring careful customization.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal; Option 1 - Single Private Room

    ICU: no limit

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02

Advanced Treatments

  1. Covers advanced treatments, including robotic surgeries, stem cell therapy (for approved conditions), targeted cancer therapy, organ transplant procedures, and specialized cardiac treatments, ensuring access to modern and high-cost medical care.

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03

Co-payment

  1. For Sum Insured 3 lakhs and below -

     Zone II to Zone I: 10% Zone III to Zone II: 15% Zone III to Zone I: 25% 

  2. For Sum Insured 4 lakhs and above - Not Applicable

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04

Waiting Periods

  1. Pre-Existing Diseases : Pre-existing Diseases shall be covered after a waiting period of 36 months as specified in Product Benefit Table / Policy Schedule 

  2. Specified disease / procedure waiting period (Code- Excl02): 24 months for specific illness/conditions and their complications in the first two years and is not applicable in subsequent renewals

  3. Initial Waiting Period (Excluding Accidental Hospitalization): 30 days

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05

Cashless Healthcare Providers

  1. 12354 + network hospitals.

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06

Day Care Treatments

  1. 586 listed day care procedures covered by the policy.

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07

AYUSH Treatment

  1. Covered by the plan.

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Exclusions

Add-ons

Looking for a Specific Hospital ?

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About the Company

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