Aditya Birla Activ One Max Plan
Aditya Birla Health Insurance
7.0/10
OneAssure Rating
7.0/10
OneAssure Rating
Highlighted Features
Unlimited Room Rent
No restrictions on room category, ensuring full coverage for normal and ICU hospitalization expenses up to the sum insured.
Advanced Treatments Coverage
Ensures access to cutting-edge medical procedures like robotic surgeries, stem cell therapy, immunotherapy, and deep brain stimulation, providing financial protection for high-cost critical treatments.
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Our Verdict
The Activ One Max Plan offers extensive coverage, including home nursing, critical illness, and chronic care benefits. Ideal for individuals 91 days and older seeking comprehensive health and wellness support.
About the Plan
The Activ One Max Plan by Aditya Birla Health Insurance offers coverage from ₹2 lakhs to ₹6 crores, including in-patient hospitalization, 30-day pre-hospitalization, 60-day post-hospitalization, and 586 daycare treatments. It provides nursing at home benefits, a personal health coach, and HealthReturns, rewarding policyholders for staying active. Optional covers include chronic care, personal accident, critical illness, and cancer booster. The plan is available for individuals 91 days and older, with 1, 2, or 3-year tenure options and no maximum entry age.
About the Plan
Product Stats
Rating
Features of the Product
Room Rent (Normal & ICU)
Normal: Actuals up to Sum Insured.
ICU: Actuals up to Sum Insured.
Advanced Treatments
Uterine Arte Embolization and HIFU (High intensity focused ultrasound)
Balloon Sinuplasty
Deep Brain Stimulation
Immunotherapy
Monoclonal Antibody to be given as injection
Oral Chemotherapy
Intra Vitreal Injections
Vaporisation of the Prostrate (Green laser treatment or holmium laser treatment)
Robotic Surgeries
Bronchial Thermoplasty
Stem Cell Therapy: Hematopoietic Stem Cells for Bone Marrow Transplant for Haematological Conditions
Stereotactic Radio Surgeries
IONM - (Intra Operative Neuro Monitoring)
Co-payment
No Mandatory Co-Payment
Waiting Periods
Initial Waiting Period(Excluding Accidental Hospitalization): 30 Days
Specific Diseases: 2 Years
Pre-Existing Diseases: 3 Years
Cashless Healthcare Providers
11,000+ Cashless Hospitals
Day Care Treatments
Covers 586 day care treatments.
AYUSH Treatment
Covers up to Sum Insured.
Exclusions
Pre-existing diseases during the waiting period.
Cosmetic and aesthetic treatments.
Dental, hearing, and vision expenses unless specified.
Self-inflicted injuries or suicide attempts.
Treatment related to alcohol or drug abuse.
Non-allopathic treatments outside AYUSH coverage.
Injuries due to hazardous activities or war.
Experimental or unproven medical procedures.
Pregnancy, childbirth, and fertility treatments.
Congenital diseases unless explicitly covered.
Exclusions
Enhanced Sum Insured - Get additional coverage beyond the base policy for extended medical needs.
OPD Consultation Cover - Covers outpatient consultations, diagnostics, and prescribed medicines for routine healthcare needs.
Add-ons
Looking for a Specific Hospital ?
Why OneAssure?
We help you maximize your coverage over time for stronger protection.
About the Company
Aditya Birla Health Insurance Company (ABHICL), part of Aditya Birla Capital Ltd., is a trusted health insurance provider backed by the Aditya Birla Group and South Africa’s MMI Holdings. Since starting in 2015, ABHICL has focused on offering unique health plans like Chronic Care (for ongoing illnesses) and Incentivized Wellness, which promotes healthier living by rewarding good habits.
With pre-policy medical checkups for adverse pre-existing conditions, the company ensures tailored coverage and transparency, making it a trusted choice for individuals with specific and specialized health requirements.
Serving 21+ million lives, it combines comprehensive coverage with wellness benefits, empowering individuals to lead healthier lives with unparalleled care and support.
About the Company
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