Aditya Birla Health Insurance

Aditya Birla Activ Secure Personal Accident Plan

Aditya Birla Health Insurance

8.8/10

OneAssure Rating

94.47%
Claim Settlement Ratio
11,000
Network Hospitals

Highlighted Features

Room Rent (Normal & ICU)

Room Rent (Normal & ICU)

 Covers hospital accommodation costs, including ICU with sub-limits, ensuring quality treatment without excessive financial burden.
 

Co-payment

Co-payment

No co-payment required for personal accident claims, ensuring full financial support without additional out-of-pocket expenses for the insured.

Brochure

Policy Wording

Our Verdict

ABHI Personal Accident Cover offers comprehensive protection against accidental injuries, disabilities, and death. Ideal for individuals seeking affordable, flexible coverage for themselves and their families in case of unforeseen accidents.

About the Plan

Product Stats

Rating

Coverage
Claim Settlement
Hospital Network
Co-Payment
Waiting Periods
No Claim Bonus

Features of the Product

01

Room Rent (Normal & ICU)

  1. Normal: Covered as per policy terms.

  2. ICU: Covered with specified sub-limits

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02

Advanced Treatments

  1. Uterine Artery Embolization and HIFU (High intensity focused ultrasound) 

  2.  Balloon Sinuplasty 

  3. Deep Brain stimulation

  4. Oral chemotherapy 

     

  5. Immunotherapy - Monoclonal Antibody to be given as injection 

     

  6. Intra vitreal injections 

     

  7. Robotic surgeries

  8. Stereotactic radio surgeries 

     

  9. Bronchical Thermoplasty

  10. Vaporisation of the prostrate (Green laser treatment or holmium laser treatment)

  11. IONM - (Intra Operative Neuro Monitoring) 

     

  12. Stem cell therapy: Hematopoietic stem cells for bone marrow transplant for haematological conditions to be covered up to sum insured.

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03

Co-payment

  1. No co-payment required for personal accident claims.

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04

Waiting Periods

  1. No waiting period for accidental injuries; coverage starts immediately after policy issuance.

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05

Cashless Healthcare Providers

  1. The plan provides access to over 11,000 network hospitals across India.

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06

Day Care Treatments

  1. Covers procedures like minor fractures, sutures, and other accident-related treatments requiring less than 24-hour hospitalization.

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07

AYUSH Treatment

  1. Coverage for alternative treatments under Ayurveda, Yoga, Unani, Siddha, and Homeopathy for accident-related conditions, as per policy limits.

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Exclusions

Add-ons

Looking for a Specific Hospital ?

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Why OneAssure?

Coverage That Grows with You

We help you maximize your coverage over time for stronger protection.

About the Company

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Frequently Asked Questions

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