Discover Your Ideal Medical Health Insurance Plan

with Oneassure

At OneAssure, we simplify decision making while buying an insurance polilcy. Consult our certified advisors for 100% unbiased recommendations.

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25+ unbiased partners
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99.51% death claim paid ratio
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What Is

Health Insurance

Health insurance is a financial product that pays for medical and surgical expenses incurred by the insured.It can cover a variety of services, including doctor visits, hospital stays, preventive care, prescription medications, and sometimes even mental health services.
 

What is Term

Why Should You Buy Health Insurance?

Given the unpredictable nature of health issues, medical insurance is a vital investment. It safeguards financial stability and health security. Here's how:

Access to quality healthcare

Network Hospitals

Network Hospitals

Access to a network of accredited hospitals that ensure quality healthcare under health cover plans.

Preventive Care

Preventive Care

Coverage of primary health care services enables early detection and management of health issues.

Regulatory Standards

Regulatory Standards

IRDAI enforces fair and transparent health insurance policies.

Telemedicine

Telemedicine

Convenient remote access to healthcare via digital services.

Coverage for Pre-existing Conditions

Coverage for Pre-existing Conditions

Most private medical insurance covers pre-existing conditions after a waiting period.

Financial protection

Comprehensive Coverage

Comprehensive Coverage

Best health coverage includes payment for  hospitalization, surgeries and outpatient services.

Tax Deduction

Tax Deduction

Premiums paid for health insurance qualify for tax deductions under Section 80D.

Cashless Transactions

Cashless Transactions

Treatment without upfront payment eliminates financial barriers to essential services at a critical time.

High Sum Insured Options

High Sum Insured Options

High sum insured limit enables coverage of major medical expenses.

Protection Against Inflation

Protection Against Inflation

Protection against the financial impact of inflation on medical expenses.

Benefits of Buying Health Insurance Plans Online

Online purchase of the policy makes the entire process simple and instant.

Convenient Paperless Transactions

Online purchases require less paperwork which is convenient and eco-friendly.

Convenient Paperless Transactions

Comparative Analysis

Detailed plan comparison from top companies in one place.

Comparative Analysis

Instant Quotes

Get immediate quotes based on your requirements and preferences.

Instant Quotes

Easy Policy Management

Simplified processes for policy renewals or upgrades available online.

Easy Policy Management

Live Support

Get instant assistance. Ask questions and resolve doubts immediately.

Live Support

How to Choose the Best Health Insurance Plan in India?

Find the best health plan with Oneassure

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Personalised Guidance

Compare between top companies and between top policies

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Find the right insurance company

Look for companies with a high claim settlement ratio and extensive network of hospitals and partners

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Customize your health insurance

Customise your insurance based on your finance and the right coverage for you.

How to Buy a Health Insurance Plan from Oneassure?

Buy Health Insurance with Oneassure in 4 Simple Steps

1

Connect with Us

Connect with us via website or phone number (+91 6364334343) to book a free consultation.

2

Receive Unbiased Recommendations

Get 100% unbiased recommendations based on your needs and select the best health cover that suits your needs.

3

Complete KYC Details

Provide us the required KYC details for further processing. Additional reports may be required for any pre-existing conditions.

4

Make Payment and Receive Your Policy

Once your application is processed, you will receive a secure payment link via your phone or email. Your policy will be issued instantly upon successful transaction.

Health Insurance

At A Glance

1

Health insurance is a simple and affordable way to secure access to medical care.

2

Essentially, it is a contract between you and the insurer, wherein you agree to pay regular premiums in return for financial protection in case of unforeseen medical expenses.

3

Individual plan, Family floater plan, Personal accident plan, Senior citizen plan. Critical illness plan.

Health Insurance

Checklist

Buy Health Insurance with Oneassure in 4 Simple Steps

1

Adequate sum insured

Sum insured should reflect the average cost of medical treatments you might require.

2

Waiting periods

3

Affordable premiums

4

Copay and deductibles

5

Exclusions & limitations

6

Additional benefits

Top Health

Insurance Plans

Buy Health Insurance with Oneassure in 4 Simple Steps

After assessing your needs, choose the most suitable medical health insurance option from the following recommendations.


For young adults

Focus: When looking for health insurance plans for young, healthy individuals, the focus often shifts to affordability, flexibility, and coverage for unexpected health needs.

Desirable featuresTop plans
Affordable premiumsCare health insurance - Care supreme

ICICI Lombard health insurance - Elevate
Comprehensive coverageNiva bupa health insurance - Aspire Titanium plus

HDFC Ergo health insurance - Optima Secure
Flexibility in sum insured ICICI Lombard health insurance - ICICI Elevate
Lifetime renewability to lock in the premiumNiva Bupa Reassure 2.0
Preventive healthcare coverageCare health insurance - Care supreme

ICICI Lombard health insurance - ICICI Elevate

HDFC Ergo health insurance - Optima Secure

 

For family

Focus: When selecting a family health insurance plan in India, the most important thing is comprehensive coverage for all members of the family.

Desirable featuresTop plans
Family floater option to consolidate coverageCare health insurance - Care supreme

ICICI Lombard -  Elevate
 
Maternity benefits and newborn coverageICICI Lombard -  Elevate

TATA health insurance

Star Health insurance - Health Assure
Flexibility in sum insured Niva Bupa Reassure 2.0

HDFC Ergo - My optima secure 

 

For seniors

Focus: Best health coverage insurance for seniors should cater to the increased health concerns of older individuals.

Desirable featuresTop plans
High sum insuredICICI Lombard health insurance - ICICI Elevate

Care health insurance - Care supreme
PED Specific PlansICICI Lombard health insurance - ICICI Elevate

Care health insurance - Care supreme

Aditya Birla Health Insurance
Chronic disease management Care health insurance - Care supreme

Aditya Birla Health Insurance

Care health insurance - Care Freedom

Health Insurance Plan Eligibility Criteria

Buy Health Insurance with Oneassure in 4 Simple Steps

Age: The minimum age to buy health insurance is 18 years. The maximum age may vary (usually 60-70 years) depending on the policy terms and prevailing market conditions.

Income: Although there is no set income limit, insurers require income proof to identify the financial responsibilities of the policy buyer and assess the appropriate coverage amount.

Health: Disclosure of any pre-existing medical conditions is required. Applicants may need to undergo medical examinations, especially for older applicants or those seeking higher coverage amounts.

Nationality: Most health cover plans are available primarily to Indian citizens. Non-resident Indians (NRIs) may also be eligible.

Occupation: High-risk jobs may impact eligibility or lead to higher premiums.

Documents Required to Buy

Health Insurance Plan in India

Identity proof (Aadhar card, passport, voter ID, PAN)

Address proof (driver's license, utility bill, rental agreement)

Age proof (Birth certificate, passport, school leaving certificate)

Medical records (may be required for age and health verification)

Recent passport-sized photographs.

Buy the Best Health Insurance Plan Online with Oneassure

Your Perfect Plan Awaits

Ready to elevate your health insurance experience? Let’s chat! Schedule a call with us today and find the best health cover for you and your loved ones.

Our Trusted

Partners

Don't Just Take

Our Word For It

I express my sincere thanks to Oneassure team for their outstanding support in handling my health insurance claim. They were prompt, professional, and always dedicated to resolving my concerns.

Ankit Gajera

Ankit Gajera

Oneassure helped me buy an appropriate family floater health insurance. 3 years on, when I made a claim for my mother's surgery they provided prompt assistance.

Sandeep Kopuri

Sandeep Kopuri

I recently had the pleasure of purchasing health insurance through Oneassure, and my experience was exceptional. I highly recommend this company to anyone looking for health insurance.

Akash Kumar

Akash Kumar

I highly recommend the One Assure Support team to anyone in need of insurance assistance. Their expertise, efficiency, and dedication set them apart.

Abhishek Giridhar Bhat

Abhishek Giridhar Bhat

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Frequently Asked

Question

Q. I am young and healthy. Do I really need health insurance?

Q. What are the things to look for while choosing a health insurance plan?

Q. Can I cancel my policy and if yes will I get my premium back?

Q. How does the insurance company decide whether a disease was a pre-existing one or not?

Q. How are individual policies different from family floater policies?

Q. Can I buy a health insurance policy for my 4-year-old kid?

Q. What are the benefits of a family floater plan compared to individual plans?

Q. How is the sum insured calculated?

Q. Are pre-existing conditions covered under health insurance?

Q. What is the difference between a cashless claim and a reimbursement claim?

Q. What should I do if my claim is rejected?